Lincoln County property record for 4082 Cindy Ln, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,976 sqft · built 2022 |
| Lot Size | 0.587 acres (25,570 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Mar 2017) |
| Tax Bill | $6,144 (2026) |
| Deeds & Mortgages | Mar 2022 Construction Loan Mar 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 4605-62-5662 |
| Primary APN | 4605-62-5662 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 1,976 sqft Living Area |
| Basement Area | 1,976 sqft |
| Finished Basement | 1,186 sqft |
| Unfinished Basement | 790 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Lot Area | 25,570 sqft (0.587 acres) |
| Loading Dock | 644 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 262222 |
|---|---|
| Street Address | 4082 CINDY LN |
| City | DENVER |
| State | NC |
| Zip | 28037-6419 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | LT #26 EASTWIND COVE PH1 |
| Legal Subdivision | EASTWIND COVE |
| Legal Lot Number | 26 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 71203 |
4082 Cindy Ln is owned and occupied by two individuals who bought it in March 2017.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4082 CINDY LN, DENVER, NC 28037-6419 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS BANK NA |
| Mar 31, 2017 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on File |
| Deed Sale | Mar 31, 2017 · Amount on File |
| Prior Sale | Aug 18, 2014 · Amount on File |
| Deed Document Number | 2017560801 |
| Deed Book / Page | 2656 / 90 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 4082 CINDY LN, DENVER, NC 28037 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0003151730 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 3151/730 |
| Instrument | 649938 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 31, 2017 |
| Property Address | 4082 CINDY LN, DENVER, NC 28037 |
| Document Number | 265690 |
| Book / Page | 002656 / 000090 |
| Instrument Date | Mar 31, 2017 |
| Instrument | 560801 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $500.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23606 POWDER MILL DR TOMBALL TX 773773920, TOMBALL, TX 77377-3920 |
The 2026 property tax bill for 4082 Cindy Ln was $6,144.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,144.00 | $986,078 Land $332,759 Building $653,319 | $986,078 Land $332,759 Building $653,319 |
| 2023 | $3,211.00 | $512,646 Land $332,759 Building $179,887 | $512,646 Land $332,759 Building $179,887 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4082 Cindy Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4082 Cindy Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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