4082 Bacon Ave, Berkley, MI 48072 Property Records

Oakland County property record for 4082 Bacon Ave, Berkley, MI 48072

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,043 sqft · built 1948
Lot Size0.101 acres (4,400 sqft)
OwnerIndividual Name on File
Last Sale$192,500 (Nov 2016)
Tax Bill$5,937 (2025)
Deeds & MortgagesMay 2026 Mortgage
Oct 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN04-25-07-327-003

Property Details

APN / Parcel Number

Primary APN04-25-07-327-003

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,043 sqft Living Area
1st Floor Area849 sqft
Basement Area849 sqft
Unfinished Basement849 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area4,400 sqft (0.101 acres)
Lot Dimensions110 ft deep x 40 ft wide
Garage Area315 sqft
Parking Spaces1 Parking Space
Deck Area60 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address4082 BACON AVE
CityBERKLEY
StateMI
Zip48072-1106
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 7 COTTAGE HOMES SUB S 1/2 OF LOT 454
Legal Range11E
Legal Township01N
Legal Section07
Legal SubdivisionCOTTAGE HOMES
Legal Lot Number454
JurisdictionOAKLAND MI
Township / Civil DivisionBERKLEY
Census Block Group1
Census Block1003
Census Tract170100

Owner

4082 Bacon Ave is owned and occupied by an individual who bought it in November 2016.

Source: Oakland County records, as of July 16, 2026

Owner of RecordIndividual Name on File
Mailing Address4082 BACON AVE, BERKLEY, MI 48072-1106
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 27, 2026Deed of Trust, Mortgage · FHA Mortgage
NONE LISTED ON DOCUMENT
Oct 29, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
May 13, 2020Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 13, 2020Loan Modification, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 2, 2016 · Amount on File
Deed SaleNov 2, 2016 · Amount on File
Prior SaleMay 16, 2013 · Amount on File
Deed Document Number2016210629
Deed Book / Page50023 / 121
Prior Transfer DateOct 6, 2009
Prior Transfer Doc0000224619
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateMay 27, 2026
Property Address4082 BACON AVE, BERKLEY, MI 48072-1106
Document Number0000071600
Book / Page61227 / 583
Instrument DateMay 5, 2026
Instrument202671600
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4082 BACON AVE, BERKLEY, MI 48072-1106
InvestorPossibly a Property Investor

Mortgage

Document Number0000071600,
DateMay 27, 2026
Book Page61227/583
Instrument202671600
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term306 Months
DueNov 1, 2051
Interest
Rate6.37%
Max Rate-1%

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4082 BACON AVE, BERKLEY, MI 48072-1106
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4082 BACON AVE, BERKLEY, MI 48072-1106

Mortgage

Document Number0000250406
DateOct 29, 2021
Book Page57036/684
Instrument250406
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address4082 BACON AVE, BERKLEY, MI 48072-1106
Document Number0000102206
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4082 BACON AVE BERKLEY MI 480721106, BERKLEY, MI 48072-1106

Mortgage

Document Number0000102206
DateMay 27, 2020
Book Page054265/000257
Instrument102206
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 26, 2050

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOAKLAND MI
Property Address4082 BACON AVE, BERKLEY, MI 48072-1106
Document Number0000102205
Instrument DateMay 13, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4082 BACON AVE BERKLEY MI 480721106, BERKLEY, MI 48072-1106

Mortgage

Document Number0000102205
DateMay 27, 2020
Book Page054265/000250
Instrument102205
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMay 26, 2050
Interest
Rate3.25%

Tax Assessment & Valuation

The 2025 property tax bill for 4082 Bacon Ave was $5,937, down 5.5% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBerkley City
CountyOakland County
Unified School DistrictBerkley School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,937.00 (-5.46%)$117,110$234,220
2024$6,280.00
2023$103,590$207,180
2021$5,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4082 Bacon Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1980)
Most Recent ClaimApr 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4082 Bacon Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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