St. Mary's County property record for 40813 Meadow Dr, Leonardtown, MD 20650
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 3,520 sqft · built 1983 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $550,000 (Jun 2021) |
| Tax Bill | $4,665 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-012786 |
| Primary APN | 03-012786 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,520 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 32,670 sqft (0.75 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 504 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 012786 |
|---|---|
| Street Address | 40813 MEADOW DR |
| City | LEONARDTOWN |
| State | MD |
| Zip | 20650-2136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RNC |
| Legal Description | LOT 133 SECTION 1 BLOCK 2 SOCIETY HILL |
| Legal Subdivision | SOCIETY HILL |
| Legal Block | 2 |
| Legal Lot Number | 133 |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 3, LEONARDTOWN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 875400 |
Source: St. Mary's County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40813 MEADOW DR, LEONARDTOWN, MD 20650-2136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Sep 9, 2019 | Deed of Trust, Mortgage · VA Mortgage NATIONAL BANK OF KANSAS CITY |
| Jun 7, 2021 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| May 16, 2018 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 7, 2021 · Amount on Record |
| Deed Sale | Jun 7, 2021 · Amount on Record |
| Prior Sale | May 16, 2018 · Amount on Record |
| Deed Book / Page | 5805 / 77 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 40813 MEADOW DR, LEONARDTOWN, MD 20650-2136 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 40813 MEADOW DR, LEONARDTOWN, MD 20650-2136 |
| Document Number | 0054930039 |
|---|---|
| Date | Oct 7, 2020 |
| Book Page | 5493/39 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Property Address | 40813 MEADOW DR, LEONARDTOWN, MD 20650-2136 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0051530459 |
|---|---|
| Date | Sep 9, 2019 |
| Book Page | 5153/459 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64114 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | Jun 7, 2021 |
| Property Address | 40813 MEADOW DR, LEONARDTOWN, MD 20650-2136 |
| Document Number | 0058050077 |
| Book / Page | 5805 / 77 |
| Map Reference | LB 4 FO 31 |
| Instrument Date | May 28, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | BUYERS TITLE, BUYERS TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,575.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40813 MEADOW DR, LEONARDTOWN, MD 20650-2136 |
| Document Number | 0000580583 |
|---|---|
| Date | Jun 7, 2021 |
| Instrument | 5805/83 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST MARY'S MD |
| Recording Date | May 16, 2018 |
| Property Address | 40813 MEADOW DR, LEONARDTOWN, MD 20650-2136 |
| Document Number | 0048700045 |
| Book / Page | 004870 / 000045 |
| Instrument Date | May 10, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2018 |
| Title Company | TRI-COUNTY ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 40813 MEADOW DR LEONARDTOWN MD 206502136, LEONARDTOWN, MD 20650-2136 |
| Document Number | 48700053 |
|---|---|
| Date | May 16, 2018 |
| Book Page | 004870/000053 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 15, 2048 |
Source: St. Mary's County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $550,700 (+25.9%) | $565,700 (+4.14%) Land $123,000 Building $442,700 | |
| 2025 | $4,665.00 (+13.12%) Homeowner's exemption | ||
| 2023 | $4,124.00 Homeowner's exemption | $437,400 | $543,200 Land $116,100 Building $427,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Nearby Flood Claims | 6 (2003–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Oct 2021 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRETON BAY serves 1,012 people · EPA ID MD0180001 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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