4081 Thomas St, Oceanside, CA 92056 Property Records

San Diego County property record for 4081 Thomas St, Oceanside, CA 92056 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1968
Square Footage1,108 sqft Living Area
Lot Size6,700 sqft (0.154 acres)
OccupancyOwner Occupied
Last Sale$827,000 (2026)
Tax Bill$9,472.00 (2025)

Property Details

APN / Parcel Number

Primary APN166-540-18-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,108 sqft Living Area

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Lot Area6,700 sqft (0.154 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address4081 THOMAS ST
CityOCEANSIDE
StateCA
Zip92056-4225
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 179 TR 005821
Legal SubdivisionALTA VISTAS
Legal Tract005821
Legal Block1
Legal Lot Number179
JurisdictionSAN DIEGO CA
Minor Civil DivisionOCEANSIDE-ESCONDIDO
Census Blockgroup1
Census Block1002
Census Tract18518

Owner

Source: San Diego County records · APN 166-540-18-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE INC
May 01, 2026Deed, Transfer
FIRST AMERICAN TITLE
May 01, 2026Grant Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING
Jun 23, 2022Grant Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
May 30, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
May 22, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 01, 2026 · Amount on Record
Deed SaleMay 01, 2026 · Amount on Record
Prior SaleJun 23, 2022 · Amount on Record
Deed Doc Number2026124685
Prior Transfer DateApr 17, 2026
Prior Transfer Doc0000124684
Record RefreshedSep 20, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225
Transaction TypeMortgage
Record UpdatedMay 12, 2026
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225

Mortgage

Document Number0000458410
DateJun 24, 2021
Instrument2021-0458410
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionSAN DIEGO CA
Recording DateMay 01, 2026
Property Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225
Document Number0000124684
Instrument DateApr 17, 2026
Instrument2026124684
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225

May 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 01, 2026
Property Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225
Document Number0000124685
Instrument DateApr 09, 2026
Instrument2026.124685
Transaction TypeTransfer
Record UpdatedMay 12, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$91,879.70
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225

Mortgage

Document Number0000124686,
DateMay 01, 2026
Instrument2026..124686
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 23, 2022
Property Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225
Document Number0000260740
Map ReferenceMAP 5821
Instrument DateJun 16, 2022
Instrument2022-0260740
Transaction TypeTransfer
Record UpdatedJun 30, 2022
Title CompanyLAWYERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225

Mortgage

Document Number0000260741
DateJun 23, 2022
Instrument2022-0260741
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2052
Interest
Rate TypeAdjustable Rate
Rate4.99%
Type Change DateJul 01, 2029
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.99%
IndexOther
Max Rate9.9%

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000208208
DateMay 30, 2019
Instrument2019-0208208
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000087062
DateFeb 20, 2020
Instrument2020-0087062
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225

Mortgage

Document Number0000743586
DateNov 23, 2020
Instrument2020-0743586
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

May 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMay 22, 2018
Property Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225
Document Number0000206569
Map ReferenceMAP 5821
Instrument DateApr 30, 2018
Instrument2018-0206569
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyCORINTHIAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address4081 THOMAS ST, OCEANSIDE, CA 92056-4225

Mortgage

Document Number0000206570
DateMay 22, 2018
Instrument2018-0206570
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$857,825 (+2%) Land $595,337 Building $262,488
2025$9,472.00 (+5.16%) Homeowner's exemption$841,006 (+13.96%) Land $583,664 Building $257,342
2024$9,007.00 (+12.15%)
2023$8,031.00 (+43.56%)$738,000 Land $512,000 Building $226,000
2022$5,594.00

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