4081 Havens Rd, Dryden, MI 48428 Property Records

Lapeer County property record for 4081 Havens Rd, Dryden, MI 48428

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,134 sqft · built 1989
Lot Size	4.66 acres (202,990 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,888 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-015-019-00`

Property Details

APN / Parcel Number

Primary APN	`007-015-019-00`

Interior

Full Baths	1 Bath
Building Area	1,134 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft
Flooring	Carpet

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	202,990 sqft (4.66 acres)
Garage Area	600 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	4081 HAVENS RD
City	DRYDEN
State	MI
Zip	48428-9329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	COMM AT NW CORN; TH S 28' E 664.96 FT ALONG W LINE TO P.O.B.; TH E 655.47 FT; TH S 32' E 310.10 FT; TH N 89 DEGREES, 55'12 W
Jurisdiction	LAPEER MI
Township / Civil Division	DRYDEN
Census Block Group	2
Census Block	2004
Census Tract	341000

Owner

4081 Havens Rd is owned and occupied by two individuals.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4081 HAVENS RD, DRYDEN, MI 48428-9329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	4081 HAVENS RD, DRYDEN, MI 48428-9329
Transaction Type	Mortgage
Record Updated	Jun 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4081 HAVENS RD, DRYDEN, MI 48428-9329

Mortgage

Document Number	0031990917
Date	May 4, 2021
Book Page	3199/917

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4081 Havens Rd was $1,888 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Dryden Township
Unified School District	Dryden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$131,900 (+3.21%)	$263,800 (+3.21%)
2025	$1,888.00 Homeowner's exemption	$127,800	$255,600
2023		$107,700	$215,400
2022	$1,574.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4081 Havens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4081 Havens Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20