4081 E Carriage Way, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4081 E Carriage Way, Gilbert, AZ 85297

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,667 sqft · built 2003
Lot Size	0.188 acres (8,211 sqft)
Owner	Individual Name on Record
Last Sale	$640,000 (Nov 2025)
Tax Bill	$2,031 (2025)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`313-02-605`

Property Details

APN / Parcel Number

Primary APN	`313-02-605`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,667 sqft Living Area
1st Floor Area	1,445 sqft
2nd Floor Area	1,222 sqft

Exterior

Year Built	Built 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	8,211 sqft (0.188 acres)
Parking Spaces	3 Parking Spaces
Pool Area	431 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4081 E CARRIAGE WAY
City	GILBERT
State	AZ
Zip	85297-9566
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	POWER RANCH NEIGHBORHOOD 1 MCR 518-11
Legal Range	06E
Legal Township	02S
Legal Section	12
Legal Quarter	SW
Quarter-Quarter Section	SW
Legal Subdivision	POWER RANCH NEIGHBORHOOD 1
Legal Lot Number	243
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1005
Census Tract	816100

Owner

Source: Maricopa County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4081 E CARRIAGE WAY, GILBERT, AZ 85297-9566
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage SPARTAN LENDING LLC
Sep 4, 2020	Deed of Trust, Mortgage · VA Mortgage NATIONSTAR MORTGAGE LLC
Dec 23, 2019	Deed of Trust, Mortgage · VA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2025 · Amount on Record
Deed Sale	Nov 18, 2025 · Amount on Record
Prior Sale	Dec 15, 2016 · Amount on Record
Deed Document Number	20250667332
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 18, 2025
Property Address	4081 E CARRIAGE WAY, GILBERT, AZ 85297-9566
Document Number	0000667332
Map Reference	MB 518 PG 11
Instrument Date	Nov 13, 2025
Instrument	20250667332
Transaction Type	Transfer
Record Updated	Nov 27, 2025
Title Company	CHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4081 E CARRIAGE WAY, GILBERT, AZ 85297-9566

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4081 E CARRIAGE WAY, GILBERT, AZ 85297-9566

Mortgage

Document Number	0000667333
Date	Nov 18, 2025
Instrument	20250667333

Lender

Name	SPARTAN LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4081 E CARRIAGE WAY, GILBERT, AZ 85297-9566
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4081 E CARRIAGE WAY, GILBERT, AZ 85297-9566

Mortgage

Document Number	0000826408
Date	Sep 4, 2020
Instrument	20200826408

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4081 E CARRIAGE WAY, GILBERT, AZ 85297-9566
Document Number	0000000303
Instrument Date	Dec 23, 2019
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4081 E CARRIAGE WAY GILBERT AZ 852979566, GILBERT, AZ 85297-9566

Mortgage

Document Number	0000000303
Date	Jan 2, 2020
Instrument	303

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,770 (+0.27%)	$547,700 (+0.27%) Land $109,500 Building $438,200
2025	$2,031.00 (-18.66%)
2024		$54,620	$546,200 Land $109,200 Building $437,000
2023	$2,497.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 99.2% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
CenturyLink Fiber · DSL in parts of the area	940 / 940
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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