Lee County property record for 4081 Cobia Estates Dr, Punta Gorda, FL 33955
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 2,988 sqft · built 2000 |
| Lot Size | 0.127 acres (5,532 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $329,900 (Feb 2001) |
| Tax Bill | $7,647 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 06-43-23-31-00000.0080 |
| Primary APN | 06-43-23-31-00000.0080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,988 sqft Living Area |
| Gross Area | 3,740 sqft |
| 1st Floor Area | 1,920 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 5,532 sqft (0.127 acres) |
| View / Lot | Golf Course |
| Garage Type | Attached |
| Garage Area | 542 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 210 sqft |
| Patio Area | 676 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10457668 |
|---|---|
| Street Address | 4081 COBIA ESTATES DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33955-3837 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RM10 |
| Legal Description | ESTATES AT COBIA CAY LAND CONDO DESC OR 3278 PG 4442 UNIT 8 |
| Legal Range | 23E |
| Legal Township | 43S |
| Legal Section | 06 |
| Legal Subdivision | ADMIRALS POINT |
| Legal Tract | 31 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Legal Unit | 8 |
| Jurisdiction | LEE FL |
| Township / Civil Division | CAPE CORAL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10104 |
Source: Lee County records, as of July 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8010 SWEET WATER RD, LONE TREE, CO 80124-3035 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 27, 2001 · Amount on Record |
| Deed Sale | Feb 27, 2001 · Amount on Record |
| Deed Book / Page | 3369 / 4074 |
| Record Updated | Sep 20, 2026 |
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $425,625 (-16.96%) Land $137,937 Building $287,688 | $425,625 (-18.41%) Land $137,937 Building $287,688 | |
| 2025 | $7,647.00 (+5.96%) | $512,541 (-2.65%) | $521,638 (-0.92%) Land $167,960 Building $353,678 |
| 2024 | $7,217.00 (+7.14%) | $526,493 (-1.51%) Land $157,421 Building $369,072 | $526,493 (-1.51%) Land $157,421 Building $369,072 |
| 2023 | $6,736.00 (+8.51%) | $534,562 (+5.25%) Land $114,424 Building $420,138 | $534,562 (+5.25%) Land $114,424 Building $420,138 |
| 2022 | $6,208.00 | $507,912 Land $94,500 Building $413,412 | $507,912 Land $94,500 Building $413,412 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 176 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 286 units insured incl. 110 condo units |
| Nearby Flood Claims | 6 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: CenturyLink, T-Mobile, Verizon.
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