4080 Spencer St, Augusta, GA 30907 Property Records

Columbia County property record for 4080 Spencer St, Augusta, GA 30907

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,076 sqft · built 1985
Lot Size	1.11 acres (48,352 sqft)
Owner	Individual Name on File
Tax Bill	$60 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2026 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`073L044`

Property Details

APN / Parcel Number

Primary APN	`073L044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,076 sqft Finished Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2001
Construction Type	Frame
Lot Area	48,352 sqft (1.11 acres)

Location & Zoning

Street Address	4080 SPENCER ST
City	AUGUSTA
State	GA
Zip	30907-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2;GENERA
Legal Description	BLK G LOT 15; FOX RUN SECT 1
Legal Subdivision	FOX RUN
Legal Phase	I
Legal Block	G
Legal Lot Number	15
Jurisdiction	COLUMBIA GA
Township / Civil Division	EVANS
Census Block Group	1
Census Block	1014
Census Tract	30203

Owner

4080 Spencer St is owned and occupied by an individual who acquired it in February 2026.

Source: Columbia County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4080 SPENCER ST, AUGUSTA, GA 30907-4202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage AMERISAVE MORTGAGE
Feb 27, 2026	Quit Claim Deed, Transfer Quitclaim
Oct 8, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 11, 2021	Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS
Mar 3, 2021	Warranty Deed, Transfer
Dec 28, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 30, 2020	Grant Deed, Transfer · VA Mortgage NEW AMERICAN FNDG
Jul 26, 2017	Loan Modification, Mortgage · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2026
Deed Sale	Feb 27, 2026
Prior Sale	Mar 26, 2020 · Amount on File
Deed Book / Page	15989 / 257
Prior Transfer Date	Jan 14, 2026
Prior Transfer Doc	015989/257
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Recording Date	Apr 28, 2026
Property Address	4080 SPENCER ST, AUGUSTA, GA 30907-4202
Document Number	016076/191
Book / Page	16076 / 191
Instrument Date	Apr 21, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 SPENCER ST, AUGUSTA, GA 30907-4202

Mortgage

Document Number	1607000191,
Date	Apr 28, 2026
Book Page	16076/191

Lender

Name	AMERISAVE MORTGAGE

Agreement

Amount	Amount on Record
Term	240 Months
Due	Apr 1, 2046

Interest

Rate	6.38%
Max Rate	-1%

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA GA
Recording Date	Feb 27, 2026
Property Address	4080 SPENCER ST, AUGUSTA, GA 30907-4202
Document Number	015989/257
Book / Page	15989 / 257
Instrument Date	Jan 14, 2026
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 SPENCER ST, MARTINEZ, GA 30907-4202

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA GA
Recording Date	Oct 8, 2025
Property Address	4080 SPENCER ST, AUGUSTA, GA 30907-4202
Document Number	015809/186
Book / Page	15809 / 186
Instrument Date	Oct 8, 2025
Transaction Type	Transfer
Record Updated	Nov 10, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3649 WESTWOOD DR, MARTINEZ, GA 30907-2833

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLUMBIA GA
Property Address	4080 SPENCER ST, AUGUSTA, GA 30907-4202
Transaction Type	Mortgage
Record Updated	Jun 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 SPENCER ST, AUGUSTA, GA 30907-4202

Mortgage

Document Number	132980000000089
Date	Mar 11, 2021
Book Page	0000013298/0000000089

Lender

Name	BROKER SOLUTIONS

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA GA
Recording Date	Mar 3, 2021
Property Address	4080 SPENCER ST, AUGUSTA, GA 30907-4202
Document Number	0000001605
Book / Page	13298 / 105
Instrument Date	Mar 3, 2021
Instrument	2021-001605
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 SPENCER ST, AUGUSTA, GA 30907-4202

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLUMBIA GA
Recording Date	Dec 28, 2020
Property Address	4080 SPENCER ST, AUGUSTA, GA 30907-4202
Document Number	3109/0069
Book / Page	013109 / 000069
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	Feb 5, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4080 SPENCER ST MARTINEZ GA 309074202, MARTINEZ, GA 30907-4202

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLUMBIA GA
Recording Date	Mar 30, 2020
Property Address	4080 SPENCER ST, AUGUSTA, GA 30907-4202
Document Number	2493/0230
Book / Page	012493 / 000230
Instrument Date	Mar 30, 2020
Transaction Type	Transfer
Record Updated	May 27, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$194.00
Additional	Notice of Trustee Sale Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4080 SPENCER ST MARTINEZ GA 309074202, MARTINEZ, GA 30907-4202

Mortgage

Document Number	2493/0236
Date	Mar 30, 2020
Book Page	012493/000236

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 29, 2050

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLUMBIA GA
Property Address	4080 SPENCER ST, AUGUSTA, GA 30907-4202
Document Number	1146/0295
Book / Page	011146 / 000295
Instrument Date	Jul 26, 2017
Transaction Type	Mortgage
Record Updated	Oct 25, 2017
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 SPENCER ST MARTINEZ GA 309074202, MARTINEZ, GA 30907-4202

Mortgage

Document Number	1146/0295
Date	Oct 17, 2017
Book Page	011146/000295

Lender

Name	USAA
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 16, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2026 property tax bill for 4080 Spencer St was $60 with exemptions applied.

Source: Columbia County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$60.00 Disabled Person's exemption Veteran's exemption	$116,934 (+3%) Land $19,604 Building $97,330	$292,335 (+3%) Land $49,010 Building $243,325
2025	$60.00 Disabled Person's exemption Veteran's exemption	$113,526 Land $19,604 Building $93,922	$283,816 Land $49,010 Building $234,806
2023	$2,159.00 (-7.1%) Homeowner's exemption	$102,091 (+14.53%) Land $17,604 Building $84,487	$255,228 (+14.53%) Land $44,010 Building $211,218
2022	$2,324.00 Homeowner's exemption	$89,139 Land $15,104 Building $74,035	$222,848 Land $37,760 Building $185,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4080 Spencer St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4080 Spencer St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.5% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLUMBIA COUNTY serves 124,763 people · EPA ID GA0730000
Water Source	Surface water
Last State Inspection	May 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 426 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

4080 Spencer St, Augusta, GA 30907 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2026: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2025: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2020: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Spencer St

Nearby Streets

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