4080 Shepherd Rd, Mulberry, FL 33860 Property Records

Polk County property record for 4080 Shepherd Rd, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	6 bd · 5 ba · 4,775 sqft · built 2017
Lot Size	2.92 acres (127,565 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,187 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-29-142161-000040`

Property Details

APN / Parcel Number

Primary APN	`23-29-29-142161-000040`
Alternative APNs	`292923142161000040` `92923000`

Interior

Bedrooms	6 Beds
Full Baths	5 Baths
Stories	1 Story
Building Area	4,775 sqft Living Area
Gross Area	5,955 sqft
1st Floor Area	4,775 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	127,565 sqft
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	1,180 sqft

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	1,262 sqft
Shed	1 Shed
Shed Area	1,728 sqft

Location & Zoning

Street Address	4080 SHEPHERD RD
City	MULBERRY
State	FL
Zip	33860-9535
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IRON OAKS PB 104 PG 26 LOT 4
Legal Range	23E
Legal Township	29S
Legal Section	29
Legal Subdivision	IRON OAKS
Legal Block	1
Legal Lot Number	4
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	1
Census Block	1000
Census Tract	14904

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4080 SHEPHERD RD, MULBERRY, FL 33860-9535
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NATIONAL ASSOCIATION
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BK NA
Apr 7, 2017	Deed of Trust, Mortgage CENTERSTATE BK/FL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2015
Deed Sale	Oct 28, 2015
Prior Sale	Jul 12, 2004 · Amount on Record
Deed Document Number	2015195541
Deed Book / Page	9662 / 1649
Prior Transfer Date	Jun 17, 2004
Prior Transfer Doc	0000140640
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4080 SHEPHERD RD, MULBERRY, FL 33860-9535
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 SHEPHERD RD, MULBERRY, FL 33860-9535

Mortgage

Document Number	0000197945
Date	Jul 30, 2021
Book Page	11826/611
Instrument	2021197945

Lender

Name	SOUTH STATE BANK NATIONAL ASSOCIATION
Type	Bank
Address	LAKELAND, FL 33801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4080 SHEPHERD RD, MULBERRY, FL 33860-9535
Document Number	0112490827
Instrument Date	May 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 17, 2020
Title Company	GOLDEN RULE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4080 SHEPHERD RD MULBERRY FL 338609535, MULBERRY, FL 33860-9535

Mortgage

Document Number	0112490827
Date	Jun 1, 2020
Book Page	011249/000827
Instrument	107914

Lender

Name	CENTERSTATE BK NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 31, 2035

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4080 SHEPHERD RD, MULBERRY, FL 33860-9535
Document Number	0101210259
Book / Page	010121 / 000259
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Jun 27, 2017
Title Company	EXECUTIVE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4080 SHEPHERD RD MULBERRY FL 338609535, MULBERRY, FL 33860-9535

Mortgage

Document Number	0101210259
Date	Apr 18, 2017
Book Page	010121/000259
Instrument	72918

Lender

Name	CENTERSTATE BK/FL
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2047

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$532,740 (+2.7%)	$911,066 (-2.42%) Land $152,709 Building $758,357
2025	$6,187.00 (-1.09%) Homeowner's exemption	$518,734 (+8.25%)	$933,681 (+1.38%) Land $152,709 Building $780,972
2023	$6,255.00 (+2.34%) Homeowner's exemption	$479,190 (+3%)	$920,967 (+12.38%) Land $147,623 Building $773,344
2022	$6,112.00 Homeowner's exemption	$465,233	$819,509 Land $139,994 Building $679,515

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 46% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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