4080 SE Whiticar Way, Stuart, FL 34997 Property Records

Martin County property record for 4080 SE Whiticar Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,402 sqft · built 1977
Lot Size	0.477 acres (20,778 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Dec 2012)
Tax Bill	$8,813 (2025)
Deeds & Mortgages	Jun 2023 Transfer Aug 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`52-38-41-011-000-0022.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-011-000-0022.0-6-0000`
Alternative APNs	`52-38-41-011-000-00220-6` `42672`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	2 Stories
Building Area	2,402 sqft Living Area
Gross Area	2,594 sqft
1st Floor Area	1,778 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,778 sqft (0.477 acres)
Garage Type	Detached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Concrete Masonry Porch
Porch Area	592 sqft
Deck Area	504 sqft
Patio Area	120 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42672
Street Address	4080 SE WHITICAR WAY
City	STUART
State	FL
Zip	34997-6138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	MARINER CAY LOT 22
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	MARINER CAY
Legal Block	3
Legal Lot Number	22
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3009
Census Tract	1301

Owner

4080 SE Whiticar Way is owner-occupied and held in a trust since December 2012.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4080 SE WHITICAR WAY, STUART, FL 34997-6138
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2023	Intrafamily Transfer, Transfer
Aug 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND
Oct 27, 2017	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 3, 2012 · Amount on File
Deed Sale	Dec 3, 2012 · Amount on File
Prior Sale	Jul 14, 2005 · Amount on File
Deed Document Number	20122364190
Deed Book / Page	2615 / 1218
Transfer Doc	1315001930
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Jun 13, 2023
Property Address	4080 SE WHITICAR WAY, STUART, FL 34997-6138
Document Number	0033792601
Book / Page	3379 / 2601
Map Reference	MB 5 PG 32
Instrument Date	Jun 9, 2023
Instrument	3020869
Transaction Type	Transfer
Record Updated	Jun 30, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4080 SE WHITICAR WAY, STUART, FL 34997-6138

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4080 SE WHITICAR WAY, STUART, FL 34997-6138

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4080 SE WHITICAR WAY, STUART, FL 34997-6138
Document Number	0030781182
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Sep 5, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 SE WHITICAR WAY STUART FL 349976138, STUART, FL 34997-6138

Mortgage

Document Number	0030781182
Date	Aug 22, 2019
Book Page	003078/001182
Instrument	2771415

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 21, 2029

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	4080 SE WHITICAR WAY, STUART, FL 34997-6138
Document Number	0029580766
Book / Page	002958 / 000766
Instrument Date	Oct 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 14, 2017
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 SE WHITICAR WAY STUART FL 349976138, STUART, FL 34997-6138

Mortgage

Document Number	0029580766
Date	Nov 7, 2017
Book Page	002958/000766
Instrument	2663432

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 6, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4080 SE Whiticar Way was $8,813 with a homeowner's exemption, down 0.9% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,813.00 (-0.87%) Homeowner's exemption	$571,028	$1,065,480 Land $700,000 Building $365,480
2024	$8,890.00 (+1.77%)
2023	$8,735.00 (+3.46%) Additional exemption filed	$538,772 (+3%)	$918,190 (+20.64%) Land $575,000 Building $343,190
2022	$8,443.00 Homeowner's exemption	$523,080	$761,080 Land $525,000 Building $236,080

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4080 SE Whiticar Way in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	262 units insured incl. 88 condo units
Nearby Flood Claims	33 (1979–2022)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4080 SE Whiticar Way is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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