4080 Saint Clair St, Willoughby, OH 44094 Property Records

Lake County property record for 4080 Saint Clair St, Willoughby, OH 44094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,018 sqft · built 1940
Lot Size	0.165 acres (7,200 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (Nov 2021)
Tax Bill	$2,325 (2024)
Deeds & Mortgages	Feb 2026 Transfer Dec 2025 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-027-A-00-038-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-027-A-00-038-0`
Alternative APN	`A 44`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,018 sqft Living Area
1st Floor Area	672 sqft
Family Room	Family Room
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2004
Architectural Style	Bungalow
Exterior Material	Wood Siding
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	160 sqft
Patio Area	72 sqft
Canopy	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	A 44
Street Address	4080 SAINT CLAIR ST
City	WILLOUGHBY
State	OH
Zip	44094-4721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-60
Legal Description	LOT 93, 94, 95 & 107 GORE TRACT PART OF S/L 12
Legal Subdivision	ST. CLAIR ALLOTMENT
Legal Lot Number	12
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	1
Census Block	1028
Census Tract	201500

Owner

Source: Lake County records, as of February 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4080 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Transfer on Death Deed, Transfer
Dec 18, 2025	Transfer on Death Deed, Transfer
Nov 18, 2021	Warranty Deed, Transfer · FHA Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2021 · Amount on Record
Deed Sale	Nov 18, 2021 · Amount on Record
Prior Sale	Dec 2, 2009
Deed Document Number	468032
Record Updated	Jun 8, 2026

February 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Feb 2, 2026
Property Address	4080 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4721
Document Number	0000001997
Map Reference	VOL C PG 65
Instrument Date	Feb 2, 2026
Instrument	2026R001997
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4080 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4721

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4721

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Dec 18, 2025
Property Address	4080 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4721
Document Number	0000028417
Map Reference	VOL C PG 65
Instrument Date	Dec 18, 2025
Instrument	2025R028417
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4721

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE OH
Recording Date	Nov 18, 2021
Property Address	4080 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4721
Document Number	0000040759
Map Reference	VOL G PG 65
Instrument Date	Nov 16, 2021
Instrument	2021R040759
Transaction Type	Transfer
Record Updated	Dec 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 SAINT CLAIR ST, WILLOUGHBY, OH 44094-4721

Mortgage

Document Number	0000040760
Date	Nov 18, 2021
Instrument	2021R040760

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2024

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,325.00 (-35.2%) Homeowner's exemption	$42,250 (+11.48%) Land $13,090 Building $29,160	$120,710 (+11.47%) Land $37,400 Building $83,310
2023	$3,588.00 (+52.94%) Homeowner's exemption	$37,900 (-) Land $11,100 Building $26,800
2022	$2,346.00 Homeowner's exemption	$37,900 Land $11,100 Building $26,800
2021			$108,290 Land $31,720 Building $76,570

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	15 (1989–2014)
Most Recent Claim	Jan 2014 · river or lake flooding
Claims by Event	Severe Storms, Straight Line Winds, And Flooding, Jul 2006 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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