4080 Harborview Rdg, Petoskey, MI 49770 Property Records

Emmet County property record for 4080 Harborview Rdg, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,361 sqft · built 1999
Lot Size	0.024 acres (1,054 sqft)
Owner	Company Name on Record
Tax Bill	$23,746 (2024)
Deeds & Mortgages	Oct 2026 Sale Oct 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`52-18-10-201-121`

Property Details

APN / Parcel Number

Primary APN	`52-18-10-201-121`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	2,361 sqft Living Area
1st Floor Area	2,361 sqft
Basement Area	2,361 sqft
Unfinished Basement	2,361 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Condo/Apartment
Lot Area	1,054 sqft
Garage Area	426 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4080 HARBORVIEW RDG
City	PETOSKEY
State	MI
Zip	49770-8424
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RT PUD-2
Legal Description	HARBORVIEW RIDGE CONDO, PLAN #162, UNIT 21. SECTION 10, T34N, R6W
Legal Range	06W
Legal Township	34N
Legal Section	10
Legal Subdivision	HARBORVIEW RIDGE
Legal Unit	21
Jurisdiction	EMMET MI
Township / Civil Division	PETOSKEY
Census Block Group	1
Census Block	1037
Census Tract	970800

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2399 GULF SHORE BLVD N, NAPLES, FL 34103-4314
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2026	Warranty Deed, Transfer
Oct 8, 2026	Warranty Deed, Transfer
Jan 31, 2022	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2026
Deed Sale	Oct 8, 2026
Prior Sale	Oct 8, 2026
Deed Document Number	20265231568
Deed Book / Page	1278 / 511
Prior Transfer Date	Jan 25, 2022
Prior Transfer Doc	001241/178
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 8, 2026
Property Address	4080 HARBORVIEW RDG, PETOSKEY, MI 49770-8424
Document Number	0005231567
Book / Page	1278 / 510
Instrument Date	Sep 23, 2026
Instrument	20265231567
Transaction Type	Transfer
Record Updated	Oct 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2399 GULF SHORE BLVD N, NAPLES, FL 34103-4314

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Oct 8, 2026
Property Address	4080 HARBORVIEW RDG, PETOSKEY, MI 49770-8424
Document Number	0005231568
Book / Page	1278 / 511
Instrument Date	Sep 23, 2026
Instrument	20265231568
Transaction Type	Transfer
Record Updated	Oct 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2399 GULF SHORE BLVD N, NAPLES, FL 34103-4314

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jan 31, 2022
Property Address	4080 HARBORVIEW RDG, PETOSKEY, MI 49770-8424
Document Number	001241/178
Book / Page	1241 / 178
Instrument Date	Jan 25, 2022
Instrument	5194152
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2241 GREENSIDE DR, SPRINGFIELD, IL 62704-3245

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
Municipality	Petoskey City
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$837,900 (+14.77%) Land $837,900	$1,675,800 (+14.77%) Land $1,675,800
2025		$730,100 (+41.16%) Land $730,100	$1,460,200 (+41.16%) Land $1,460,200
2024	$23,746.00
2023		$517,200 Land $517,200	$1,034,400 Land $1,034,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Truestream.

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