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4080 Dancing Cloud Ct, Unit 229, Destin, FL 32541 Property Records

Okaloosa County property record for 4080 Dancing Cloud Ct, Unit 229, Destin, FL 32541 · Last verified December 2025

Property Summary

Property TypeCondominium
Details1 bd · 1 ba · 734 sqft · built 1999
Lot Size17.8 acres (775,514 sqft)
OwnerIndividual Name on File
Last Sale$109,150 (Sep 2019)
Tax Bill$564 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-598-8846-1

Property Details

APN / Parcel Number

Primary APNC56-000-598-8846-1
Alternative APN
  • 00-2S-22-1050-0005-0229

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area734 sqft Heated Area

Exterior

Year BuiltBuilt 1999
Lot Area775,514 sqft

Location & Zoning

Street Address4080 DANCING CLOUD CT UNIT 229, 229
CityDESTIN
StateFL
Zip32541-3392
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionINDIAN LAKE CONDO UNIT 229 BLDG 5
Legal Range22
Legal Township02S
Legal SubdivisionINDIAN LAKE CONDO
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2001
Census Tract23304

Owner

Source: Okaloosa County records · APN C56-000-598-8846-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4080 DANCING CLOUD CT UNIT 229, 229, DESTIN, FL 32541-3392
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 12, 2019 · Amount on Record
Deed SaleSep 12, 2019 · Amount on Record
Deed Document Number3304506
Deed Book / Page3418 / 3874
Record UpdatedJun 08, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateSep 12, 2019
Property Address4080 DANCING CLOUD CT UNIT 229, 229, DESTIN, FL 32541-3392
Document Number0034183874
Book / Page003418 / 003874
Instrument DateSep 04, 2019
Instrument3304506
Transaction TypeTransfer
Record UpdatedOct 04, 2019
Title CompanySETCO SERVICES LLC, SETCO SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$764.05
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 WRIGHT PKWY NW #I FORT WALTON BEACH FL 325484670, I, FORT WALTON BEACH, FL 32548-4670

Mortgage

Document Number34183876
DateSep 12, 2019
Book Page003418/003876
Instrument3304507
Lender
NameUNIVERSITY LNDG
AddressSOUTHFIELD, MI 48034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 11, 2034

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$564.00 (+8.46%) Homeowner's exemption$91,214 (+5.99%)$180,000 (+16.13%) Building $180,000
2023$520.00 (+4.21%) Homeowner's exemption$86,061 (+3%)$155,000 (+6.9%) Building $155,000
2022$499.00 Homeowner's exemption$83,554$145,000 Building $145,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies576 units insured
533 under condo master policies
Nearby Flood Claims106 (1978–2020)
Claims Outside the SFHA69 of 106
Most Recent ClaimSep 2020, tidal / storm surge, Hurricane Sally
Claims By Storm
  • Hurricane Dennis, Jul 2005 · 12 claims
  • Hurricane Frances, Sep 2004 · 21 claims
  • Hurricane Opal, Oct 1995 · 42 claims

Wildfire

Wildfire RiskLow
above 2% of the US · above 2% of Florida
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
LiveOak FiberFiber5,000 / 5,000
Cox CommunicationsCable2,000 / 35
VerizonFixed Wireless300 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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