4080 Cypress Dr, Mulberry, FL 33860 Property Records

Polk County property record for 4080 Cypress Dr, Mulberry, FL 33860

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,038 sqft · built 2001
Lot Size	0.896 acres (39,025 sqft)
Owner	Individual Name on File
Last Sale	$331,000 (Dec 2021)
Tax Bill	$4,736 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`23-29-28-000000-044130`

Property Details

APN / Parcel Number

Primary APN	`23-29-28-000000-044130`
Alternative APNs	`282923000000044130` `82923000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,038 sqft Living Area
Gross Area	2,720 sqft
1st Floor Area	2,038 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	39,025 sqft (0.896 acres)
Lot Dimensions	195 ft deep x 200 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	682 sqft
Porch	Finished/Open Porch
Porch Area	557 sqft

Location & Zoning

Street Address	4080 CYPRESS DR
City	MULBERRY
State	FL
Zip	33860-9719
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RC
Legal Description	N 200 FT OF S 450 FT OF E 195 FT OF W 415 FT OF SW1/4 OF SW1/4 OF SW1/4
Legal Range	23E
Legal Township	29S
Legal Section	28
Legal Subdivision	ALAMEDA HEIGHTS
Legal Tract	000000
Legal Block	3
Jurisdiction	POLK FL
Township / Civil Division	BARTOW
Census Block Group	3
Census Block	3006
Census Tract	14904

Owner

4080 Cypress Dr is owned and occupied by an individual who bought it in December 2021.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	4080 CYPRESS DR, MULBERRY, FL 33860-9719
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 15, 2020	Deed of Trust, Mortgage · VA Mortgage MERIDIAN HM MTG
Jul 30, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2021 · Amount on File
Deed Sale	Dec 22, 2021 · Amount on File
Prior Sale	Apr 17, 1997 · Amount on File
Deed Document Number	2021333190
Deed Book / Page	12039 / 696
Prior Transfer Date	Sep 13, 2016
Prior Transfer Doc	0099480501
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Dec 22, 2021
Property Address	4080 CYPRESS DR, MULBERRY, FL 33860-9719
Document Number	0000333190
Book / Page	12039 / 696
Instrument Date	Dec 10, 2021
Instrument	2021333190
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	MANASOTA PROF TITLE COMPANIES, MANASOTA PROFESSIONAL TTL CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,317.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5947 SOUTHWIND DR, 5947, MULBERRY, FL 33860-6653

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012039699
Date	Dec 22, 2021
Instrument	12039/699

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4080 CYPRESS DR, MULBERRY, FL 33860-9719
Document Number	0111141778
Instrument Date	Jan 15, 2020
Transaction Type	Mortgage
Record Updated	Feb 6, 2020
Title Company	RESEARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4080 CYPRESS DR MULBERRY FL 338609719, MULBERRY, FL 33860-9719

Mortgage

Document Number	0111141778
Date	Jan 22, 2020
Book Page	011114/001778
Instrument	15571

Lender

Name	MERIDIAN HM MTG
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 21, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4080 CYPRESS DR, MULBERRY, FL 33860-9719
Document Number	0105760162
Instrument Date	Jul 30, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4080 CYPRESS DR MULBERRY FL 338609719, MULBERRY, FL 33860-9719

Mortgage

Document Number	0105760162
Date	Aug 8, 2018
Book Page	010576/000162
Instrument	169562

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4080 Cypress Dr was $4,736, down 14.9% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,745 (-3.98%) Land $24,750 Building $326,995	$351,745 (-3.98%) Land $24,750 Building $326,995
2025	$4,736.00 (-14.9%)	$366,314 Land $24,750 Building $341,564	$366,314 Land $24,750 Building $341,564
2024	$5,565.00 (+7.56%)
2023	$5,174.00 (+9.76%)	$364,860 (+13.49%) Land $23,760 Building $341,100	$364,860 (+13.49%) Land $23,760 Building $341,100
2022	$4,714.00	$321,491 Land $22,770 Building $298,721	$321,491 Land $22,770 Building $298,721

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4080 Cypress Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4080 Cypress Dr is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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