4080 Co Rd 27, Rock Stream, NY 14878 Property Records

Schuyler County and Reading Town property record for 4080 Co Rd 27, Rock Stream, NY 14878

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,500 sqft · built 2021
Lot Size	15.7 acres (683,892 sqft)
Owner	Individual Name on File
Last Sale	$48,000 (Nov 2023)
Tax Bill	$2,012 (2025)
Deeds & Mortgages	Jan 2022 Refinance Sep 2021 Refinance + 2 more
APN	`443289 41.00-3-12.122`

Property Details

APN / Parcel Number

Primary APN	`443289 41.00-3-12.122`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Foundation Type	No Foundation
Lot Area	683,892 sqft (15.7 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Electric

Location & Zoning

Street Address	4080 COUNTY ROAD 27
City	ROCK STREAM
State	NY
Zip	14878-9640
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	NA
Legal Block	3
Legal Lot Number	12.122
Jurisdiction	SCHUYLER NY
Township / Civil Division	READING
Census Block Group	1
Census Block	1025
Census Tract	950200

Owner

Source: Schuyler County and Reading Town records · APN 443289 41.00-3-12.122

Assessment roll updated May 4, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4080 COUNTY ROAD 27, ROCK STREAM, NY 14878-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance DES MOINES METRO CU
Sep 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance DES MOINES METRO CU
Nov 15, 2023	Warranty Deed, Transfer · Stand-Alone Refinance LYONS SAVINGS BANK
Mar 02, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 15, 2023 · Amount on Record
Deed Sale	Nov 15, 2023 · Amount on Record
Prior Sale	Mar 02, 2021 · Amount on Record
Deed Document Number	20232046
Deed Book / Page	422 / 371
Record Updated	Jun 08, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHUYLER NY
Property Address	4080 COUNTY ROAD 27, ROCK STREAM, NY 14878-9640
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000581/545
Date	Jan 13, 2022
Book Page	581/545
Instrument	112

Lender

Name	DES MOINES METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 01, 2032

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHUYLER NY
Property Address	4080 COUNTY ROAD 27, ROCK STREAM, NY 14878-9640
Transaction Type	Mortgage
Record Updated	Mar 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000576/378
Date	Sep 27, 2021
Book Page	576/378
Instrument	2194

Lender

Name	DES MOINES METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHUYLER NY
Recording Date	Nov 15, 2023
Property Address	4080 COUNTY ROAD 27, ROCK STREAM, NY 14878-9640
Document Number	000422/371
Book / Page	422 / 371
Instrument Date	Nov 06, 2023
Instrument	2046
Transaction Type	Transfer
Record Updated	Mar 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2938 CULTER HILL RD, PENN YAN, NY 14527-8912

Mortgage

Document Number	0000603/79
Date	Nov 15, 2023
Book Page	603/79
Instrument	2047

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Dec 01, 2038

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHUYLER NY
Recording Date	Mar 02, 2021
Property Address	4080 COUNTY ROAD 27, ROCK STREAM, NY 14878-9640
Document Number	0000405/86
Book / Page	405 / 86
Instrument Date	Feb 02, 2021
Instrument	484
Transaction Type	Transfer
Record Updated	Mar 21, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 LONG AVE, EPHRATA, PA 17522-9795

Tax Assessment & Valuation

Source: Schuyler County and Reading Town records · Assessment roll updated May 4, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schuyler County
County Subdivision	Reading Town
Unified School District	Watkins Glen Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,012.00 (-55.88%)	$308,900 (+43.67%) Land $70,300 Building $238,600	$316,800 (+13.46%) Land $72,098 Building $244,702
2024	$4,560.00
2023		$215,000 Land $65,000 Building $150,000	$279,221 Land $84,416 Building $194,805

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Haefele TV Fiber	1,000 / 25
Starlink Satellite	280 / 30

Based on FCC filings for 9 locations within half a mile of this property.

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