408 Windcrest Dr, Shelby, NC 28150 Property Records

Cleveland County property record for 408 Windcrest Dr, Shelby, NC 28150

Property Summary

Property Type	Other Improved
Details	1,296 sqft · built 2001
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Tax Bill	$985 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24999`

Property Details

APN / Parcel Number

Primary APN	`24999`
Alternative APN	`1315607`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,296 sqft Total Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Deck Area	60 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1315607
Street Address	408 WINDCREST DR
City	SHELBY
State	NC
Zip	28150-3611
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	R20
Legal Description	#47-50 BLK B PB8-30 IRVIN SD
Legal Subdivision	IRVIN SD
Legal Block	6
Legal Lot Number	26
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	3
Census Block	3030
Census Tract	950800

Owner

408 Windcrest Dr is owned and occupied by an individual.

Source: Cleveland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	408 WINDCREST DR, SHELBY, NC 28150-3611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2020	Warranty Deed, Transfer THOMAS STEVENS
Jun 22, 2017	Grant Deed, Transfer THOMAS SELLERS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Oct 21, 2020
Property Address	408 WINDCREST DR, SHELBY, NC 28150-3611
Document Number	0018241247
Book / Page	001824 / 001247
Instrument Date	Oct 13, 2020
Instrument	45760
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$86.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 WINDCREST DR SHELBY NC 281503611, SHELBY, NC 28150-3611

Mortgage

Document Number	18241250
Date	Oct 21, 2020
Book Page	001824/001250
Instrument	45761

Lender

Name	THOMAS STEVENS
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jun 22, 2017
Property Address	408 WINDCREST DR, SHELBY, NC 28150-3611
Document Number	0017450144
Book / Page	001745 / 000144
Instrument Date	Jun 1, 2017
Instrument	1806
Transaction Type	Transfer
Record Updated	Aug 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 WINDCREST DR SHELBY NC 281503611, SHELBY, NC 28150-3611

Mortgage

Document Number	17450147
Date	Jun 22, 2017
Book Page	001745/000147
Instrument	1807

Lender

Name	THOMAS SELLERS
Special Notes	Seller Financed

Agreement

Term	24 Months
Due	Jun 21, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 408 Windcrest Dr was $985, up 4.8% from the year before.

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$985.00 (+4.79%)	$94,511 (-) Land $12,500 Building $82,011	$94,511 (-) Land $12,500 Building $82,011
2025	$940.00	$94,511 Land $12,500 Building $82,011	$94,511 Land $12,500 Building $82,011
2023		$54,700 Land $8,600 Building $46,100	$54,700 Land $8,600 Building $46,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Windcrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Windcrest Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windcrest Dr

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