408 William St, Key West, FL 33040 Property Records

Monroe County property record for 408 William St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,575 sqft · built 1933
Lot Size0.061 acres (2,700 sqft)
OwnerOwner Name on File
Last Sale$975,000 (Dec 2008)
Tax Bill$13,113 (2024)
Flood ZoneZone X (minimal risk)
APN00006080-000000

Property Details

APN / Parcel Number

Primary APN00006080-000000
Alternative APN
  • 1006301

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,575 sqft Living Area
1st Floor Area1,575 sqft
AtticAttic
Attic Area540 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2007
Exterior MaterialOther
Foundation TypeBlock
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,700 sqft (0.061 acres)
Lot Dimensions60 ft deep x 45 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area978 sqft
Patio Area206 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1006301
Street Address408 WILLIAM ST
CityKEY WEST
StateFL
Zip33040-6854
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT LT 2 SQR 35 OR296-228/29 OR474-582 OR481-537/38 OR806-9/10 OR876-1618/19 OR934-912/18 OR1074-2162/65 OR1081-2368/69
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 35
Legal Lot Number2
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1015
Census Tract972500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District
listed 1971 · 189 contributing resources · NRIS 71000245

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

The current owner of 408 William St acquired it in March 2012.

Source: Monroe County records, as of December 5, 2025

Owner of RecordOwner Name on File
Mailing AddressPO BOX 2210, WEST PALM BEACH, FL 33402-2210

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2008 · Amount on File
Deed SaleDec 15, 2008 · Amount on File
Prior SaleDec 15, 2008 · Amount on File
Deed Document Number0023920148
Last Transfer DateMar 27, 2012
Transfer Doc0025612183
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,772,180 Land $1,134,648 Building $637,532$1,772,180 Land $1,134,648 Building $637,532
2024$13,113.00 (+8.27%)
2023$12,111.00 (+13.13%)$1,607,232 (+15.88%) Land $972,655 Building $634,577$1,607,232 (+15.88%) Land $972,655 Building $634,577
2022$10,705.00$1,386,931 Land $736,965 Building $649,966$1,386,931 Land $736,965 Building $649,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 William St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 202 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies242 units insured
incl. 40 condo units
Nearby Flood Claims400 (1978–2024)
Claims Outside the SFHA44 of 400
Most Recent ClaimMay 2024 · other causes
Claims by Event
  • Hurricane Irma, Sep 2017 · 92 claims
  • Hurricane Wilma, Nov 2005 · 117 claims
  • Hurricane Georges, Oct 1998 · 57 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 William St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 922 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications.

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