408 Willard St, Berlin, NH 03570 Property Records

Coos County and Berlin City property record for 408 Willard St, Berlin, NH 03570

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1976
Lot Size0.11 acres (4,792 sqft)
OwnerIndividual Name on Record
Last Sale$58,000 (Oct 2019)
Tax Bill$3,810 (2025)
Deeds & MortgagesOct 2025 Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12000015900000001

Property Details

APN / Parcel Number

Primary APN12000015900000001
Alternative APN
  • BELN M:00120 B:000159 L:000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area864 sqft Living Area
Gross Area1,864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleBungalow
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area4,792 sqft (0.11 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number12000015900000001
Street Address408 WILLARD ST
CityBERLIN
StateNH
Zip03570-1866
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRT
Legal Block159
JurisdictionBERLIN CITY NH
Township / Civil DivisionBERLIN
Census Block Group2
Census Block2009
Census Tract950700

Owner

Source: Coos County and Berlin City records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address408 WILLARD ST, BERLIN, NH 03570-1866
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2025Deed of Trust, Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 2, 2019Warranty Deed, Transfer · Conventional with PMI
DIGITAL EMP FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 2, 2019 · Amount on Record
Deed SaleOct 2, 2019 · Amount on Record
Prior SaleAug 22, 2017 · Amount on Record
Deed Document Number20194000
Deed Book / Page1521 / 144
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERLIN CITY NH
Property Address408 WILLARD ST, BERLIN, NH 03570-1866
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001688-368
DateOct 16, 2025
Book Page1688/368
Instrument2504244
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBERLIN CITY NH
Recording DateOct 2, 2019
Property Address408 WILLARD ST, BERLIN, NH 03570-1866
Document Number0015210144
Book / Page001521 / 000144
Instrument DateOct 1, 2019
Instrument1904000
Transaction TypeTransfer
Record UpdatedOct 18, 2019
Title CompanySWEENEY TITLE SERVICES LLC, SWEENEY TITLE SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$870.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address31 MOUNT PLEASANT ST DERRY NH 030382007, DERRY, NH 03038-2007

Mortgage

Document Number15210146
DateOct 2, 2019
Book Page001521/000146
Instrument1904001
Lender
NameDIGITAL EMP FCU
TypeCredit Union
AddressMARLBOROUGH, MA 01752
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueOct 1, 2034

Tax Assessment & Valuation

Source: Coos County and Berlin City assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyCoos County
MunicipalityBerlin City
Unified School DistrictBerlin School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,810.00 (+8.76%)$113,400 (-) Land $10,100 Building $103,300
2024$3,503.00 (+14.85%)$113,400 (-) Land $10,100 Building $103,300
2023$3,050.00 (-1.33%)$113,400 (-) Land $10,100 Building $103,300$190,475
2022$3,091.00$113,400 Land $10,100 Building $103,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2013

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBERLIN WATER WORKS
serves 9,575 people · EPA ID NH0231010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Netafy
Fixed Wireless
150 / 150
T-Mobile
Fixed Wireless
100 / 20

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