408 White Ave, La Junta, CO 81050 Property Records

Otero County property record for 408 White Ave, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,221 sqft · built 1959
Lot Size	1.7 acres (74,052 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Dec 2008)
Tax Bill	$576 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2008 Sale & Mortgage
APN	`4441-344-06002`

Property Details

APN / Parcel Number

Primary APN	`4441-344-06002`
Alternative APN	`103233`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,221 sqft Living Area

Exterior

Year Built	Built 1959
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	74,052 sqft (1.7 acres)
Porch	Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	103233
Street Address	408 WHITE AVE
City	LA JUNTA
State	CO
Zip	81050-9618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 135.47' OF LOT 2 BLK 7 LJ GARDENS EX BEG AT NE COR; THENCE S ALONG E LINE 60.47' THENCE W PARA TO N/L; 120' THENCE N PAR TO
Legal Range	55
Legal Township	23
Legal Section	34
Legal Subdivision	LJ GARDENS
Legal Block	7
Legal Lot Number	2
Jurisdiction	OTERO CO
Township / Civil Division	CHERAW
Census Block Group	2
Census Block	2014
Census Tract	968500

Owner

Source: Otero County records, as of February 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	408 WHITE AVE, LA JUNTA, CO 81050-9618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Dec 15, 2008	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF LAS ANIMAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2008 · Amount on Record
Deed Sale	Dec 15, 2008 · Amount on Record
Deed Document Number	620314
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	408 WHITE AVE, LA JUNTA, CO 81050-9618
Transaction Type	Mortgage
Record Updated	Feb 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000658426
Date	Aug 17, 2020
Instrument	658426

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

December 2008: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Dec 15, 2008
Property Address	408 WHITE AVE, LA JUNTA, CO 81050-9618
Document Number	0000620314
Instrument Date	Dec 9, 2008
Instrument	620314
Transaction Type	Transfer
Record Updated	Feb 13, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$9.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	301 LEWIS AVE, LA JUNTA, CO 81050-1718

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	408 WHITE AVE, LA JUNTA, CO 81050-9618

Mortgage

Document Number	0000620315
Date	Dec 15, 2008
Instrument	620315

Lender

Name	FIRST NATIONAL BANK OF LAS ANIMAS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2039

Mortgage

Document Number	0000620317
Date	Dec 15, 2008
Instrument	620317

Lender

Name	FEDERAL HOME LOAN BANK OF TOPEKA
Type	Bank
Address	TOPEKA, KS 66606

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Otero County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$576.00 (+24.41%)	$8,483 (+17.61%)	$135,737 (-16.55%)
2023	$463.00 (+16.62%)	$7,213 (+18.03%) Land $809 Building $6,404	$162,649 (+84.97%) Land $12,070 Building $150,579
2022	$397.00	$6,111 Land $839 Building $5,272
2021			$87,931 Land $12,070 Building $75,861

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	105 (1978–2019)
Claims Outside the SFHA	4 of 105
Most Recent Claim	May 2019 · tidal / storm surge
Claims by Event	Flooding 4/30/99, May 1999 · 90 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JUNTA serves 8,320 people · EPA ID CO0145420
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SECOM Fixed Wireless	100 / 25

May also be available: Verizon, Viaero Wireless.

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