Fannin County property record for 408 Wes Michael Rd, Bonham, TX 75418
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,070 sqft · built 1969 |
| Lot Size | 0.429 acres (18,696 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,189 (2024) |
| Deeds & Mortgages | Sep 2025 Mortgage Oct 2021 Transfer |
| Flood Zone | Zone A (high risk) |
| APN | 9550-001-0140-05 |
| Primary APN | 9550-001-0140-05 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 2,070 sqft Living Area |
| 1st Floor Area | 2,070 sqft |
| Flooring | Combination, Other |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood Frame |
| Lot Area | 18,696 sqft (0.429 acres) |
| Lot Dimensions | 135 ft deep x 139 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 52 sqft |
| Patio Area | 485 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Electric |
| Account Number | 9550-001-0140-05 |
|---|---|
| Old Parcel Number | 92634 |
| Street Address | 408 WES MICHAEL RD |
| City | BONHAM |
| State | TX |
| Zip | 75418-2723 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LINDAWOOD ACRES ADDN 1, BLOCK 1, LOT 14 |
| Legal Subdivision | LINDAWOOD ACRES ADD 1 |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | FANNIN TX |
| Township / Civil Division | BONHAM |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 950402 |
408 Wes Michael Rd is owned by an individual who acquired it in October 2021.
Source: Fannin County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 367 COUNTY ROAD 4715, LEONARD, TX 75452-6310 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 12, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 12, 2021 |
| Transfer Doc | 2021007410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FANNIN TX |
| Property Address | 408 WES MICHAEL RD, BONHAM, TX 75418-2723 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2025 |
| Name | Verified Name |
|---|---|
| Address | 367 COUNTY ROAD 4715, LEONARD, TX 75452-6310 |
| Document Number | 2025005866 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 2025005866 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FANNIN TX |
| Recording Date | Oct 12, 2021 |
| Property Address | 408 WES MICHAEL RD, BONHAM, TX 75418-2723 |
| Document Number | 2021007410 |
| Map Reference | MB 489 PG 189 |
| Instrument Date | Oct 8, 2021 |
| Instrument | 2021007410 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 367 COUNTY ROAD 4715, LEONARD, TX 75452-6310 |
Source: Fannin County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Bonham City |
| County | Fannin County |
| Unified School District | Bonham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $256,440 Land $54,850 Building $201,590 | $256,440 Land $54,850 Building $201,590 | |
| 2024 | $4,189.00 | ||
| 2023 | $219,270 Land $52,160 Building $167,110 | $219,270 Land $52,160 Building $167,110 | |
| 2018 | $2,031.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 Wes Michael Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (1984) |
| Most Recent Claim | Apr 1984 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 408 Wes Michael Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 88% of Texas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BONHAM serves 10,746 people · EPA ID TX0740001 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD - BONHAM WTP |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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