Kane County property record for 408 Walnut St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,394 sqft · built 1902 |
| Lot Size | 0.206 acres (8,974 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,064 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-103-004 |
| Primary APN | 09-34-103-004 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,394 sqft Living Area |
| Basement Area | 697 sqft |
| Year Built | Built 1902 |
|---|---|
| Effective Year Built | Effective 1969 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,974 sqft (0.206 acres) |
| Garage Type | Detached |
| Garage Area | 231 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 408 WALNUT ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-2727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 6 (EX THE WEST 46 FT) AND THE SOUTH 1/2 OF LOT 7 IN BLK 54 OF THE ORIGINAL TOWN OF ST CHARLES |
| Legal Subdivision | VILLAGE OF STC |
| Legal Block | 54 |
| Legal Lot Number | 6,7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 852300 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 WALNUT ST, SAINT CHARLES, IL 60174-2727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2016 |
| Deed Sale | Jan 4, 2016 |
| Prior Sale | Sep 16, 1996 · Amount on Record |
| Deed Document Number | 2016276 |
| Prior Transfer Date | Dec 14, 2015 |
| Prior Transfer Doc | 0000000276 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,064.00 (+14.56%) Homeowner's exemption | $108,721 (+8.53%) Land $38,396 Building $70,325 | $326,294 (+8.53%) Land $115,234 Building $211,059 |
| 2024 | $100,176 (+21.61%) Land $35,378 Building $64,798 | $300,648 (+21.66%) Land $106,176 Building $194,472 | |
| 2022 | $6,166.00 (+4.26%) Homeowner's exemption | $82,377 (+4.91%) Land $31,728 Building $50,649 | $247,131 (+4.91%) Land $95,184 Building $151,947 |
| 2021 | $5,914.00 Homeowner's exemption | $78,522 Land $30,243 Building $48,279 | $235,566 Land $90,729 Building $144,837 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Frontier.
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