408 W Third St, Smith River, CA 95567 Property Records

Del Norte County property record for 408 W Third St, Smith River, CA 95567

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 1,138 sqft · built 1953
Lot Size	0.17 acres (7,406 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jan 2010)
Tax Bill	$2,020 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`103-042-019-000`

Property Details

APN / Parcel Number

Primary APN	`103-042-019-000`
Alternative APN	`10304219`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,138 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1959
Construction Type	Wood
Lot Area	7,406 sqft (0.17 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	10304219
Street Address	408 W THIRD ST
City	SMITH RIVER
State	CA
Zip	95567
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1_B6
Legal Subdivision	WESTBROOK TRACT
Legal Lot Number	18
Jurisdiction	DEL NORTE CA
Township / Civil Division	SMITH RIVER-GASQUET
Census Block Group	2
Census Block	2007
Census Tract	202

Owner

Source: Del Norte County assessment roll, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 953, SMITH RIVER, CA 95567-0953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 6, 2010 · Amount on Record
Deed Sale	Jan 6, 2010 · Amount on Record
Prior Sale	Dec 16, 2003 · Amount on Record
Deed Document Number	201047
Prior Transfer Date	Dec 31, 2009
Prior Transfer Doc	0000000046
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEL NORTE CA
Property Address	408 W 3RD ST, SMITH RIVER, CA 95567
Transaction Type	Mortgage
Record Updated	Dec 24, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 W 3RD ST, SMITH RIVER, CA 95567

Mortgage

Document Number	0000005514
Date	Nov 23, 2021
Instrument	20215514

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEL NORTE CA
Property Address	408 W 3RD ST, SMITH RIVER, CA 95567
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003675
Date	Sep 18, 2018
Instrument	20183675

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Del Norte County assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Del Norte County
Unified School District	Del Norte County Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$197,477 (+2%) Land $78,989 Building $118,488
2025	$2,020.00 (+6.54%) Homeowner's exemption	$193,606 (+4.04%) Land $77,441 Building $116,165
2023	$1,896.00 (+2.21%) Homeowner's exemption	$186,090 Land $74,435 Building $111,655
2022	$1,855.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2012–2019)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITH RIVER C.S.D. serves 2,568 people · EPA ID CA0810002
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb
Copper	2.53 mg/L (2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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