408 W St Moritz Dr, Payson, AZ 85541 Property Records

Gila County property record for 408 W St Moritz Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1,329 sqft · built 1986
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,177 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`302-79-236`

Property Details

APN / Parcel Number

Primary APN	`302-79-236`
Alternative APNs	`R026476` `026476`

Interior

Stories	1 Story
Building Area	1,329 sqft Living Area
Gross Area	1,729 sqft
1st Floor Area	1,329 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asbestos
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	R026476
Street Address	408 W ST MORITZ DR
City	PAYSON
State	AZ
Zip	85541-3687
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ALPINE VILLAGE UNIT 1 LOT: 236 SECTION: 33 TOWNSHIP: 11N RANGE: 10E LOT 236, ALPINE VILLAGE UNIT ONE, PLAT 610SW1/4 NE1/4 SEC 33 T11N R10E = 0.18 AC
Legal Range	10E
Legal Township	11N
Legal Section	33
Legal Subdivision	ALPINE VILLAGE
Legal Lot Number	236
Legal Unit	1
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1004
Census Tract	301

Owner

408 W St Moritz Dr is owned and occupied by two individuals who acquired it in May 2023.

Source: Gila County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 W ST MORITZ DR, PAYSON, AZ 85541-3687
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2017	Deed of Trust, Mortgage · VA Mortgage CONGRESSIONAL BANK
Oct 10, 2018	Deed of Trust, Mortgage · VA Mortgage CONGRESSIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2013
Deed Sale	Aug 29, 2013
Deed Document Number	201310343
Last Transfer Date	May 9, 2023
Transfer Doc	0000004208
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	408 W ST MORITZ DR, PAYSON, AZ 85541-3687
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RESOURCE REAL ESTATE SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009350
Date	Sep 22, 2017
Instrument	2017-009350

Lender

Name	CONGRESSIONAL BANK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	VA Mortgage

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	408 W ST MORITZ DR, PAYSON, AZ 85541-3687
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RESOURCE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010577
Date	Oct 10, 2018
Instrument	2018-010577

Lender

Name	CONGRESSIONAL BANK
Type	Bank
Address	BETHESDA, MD 20817

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 408 W St Moritz Dr was $2,177.

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$27,635 Land $6,010 Building $21,625	$276,353 Land $60,102 Building $216,251
2025	$2,177.00
2024		$26,928 Land $5,702 Building $21,226	$269,277 Land $57,016 Building $212,261
2023	$2,030.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 W St Moritz Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 W St Moritz Dr is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 47% of Arizona
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Sparklight, Verizon.

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