408 W Locust St, Ontario, CA 91762 Property Records

San Bernardino County property record for 408 W Locust St, Ontario, CA 91762

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,189 sqft · built 1941
Lot Size	0.238 acres (10,350 sqft)
Owner	Individual Name on Record
Tax Bill	$5,825 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Mar 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1050-031-18-0000`

Property Details

APN / Parcel Number

Primary APN	`1050-031-18-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,189 sqft Living Area
1st Floor Area	1,189 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,350 sqft (0.238 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	812 sqft
Patio Area	812 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	408 W LOCUST ST
City	ONTARIO
State	CA
Zip	91762-5726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TR NO 2488 S 103.5 FT E 100 FT LOT 24 BLK A
Legal Subdivision	TR 2488
Legal Tract	2488
Legal Block	A
Legal Lot Number	24
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1011
Census Tract	1707

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 W LOCUST ST, ONTARIO, CA 91762-5726
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Intrafamily Transfer, Transfer · Commercial Mortgage ELIZABETH GONZALEZ
Mar 31, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MUFG UNION BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Oct 25, 2018	Quit Claim Deed, Transfer LAWYERS TITLE
Oct 25, 2018	Affidavit of Death, Transfer LAWYERS TITLE
Oct 25, 2018	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Feb 8, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2024
Deed Sale	Jul 29, 2024
Prior Sale	Oct 25, 2018 · Amount on Record
Deed Document Number	2024178329
Prior Transfer Date	Jul 19, 2024
Prior Transfer Doc	0000178329
Record Updated	Oct 29, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 28, 2023
Property Address	408 W LOCUST ST, ONTARIO, CA 91762-5726
Document Number	0000320540
Instrument Date	Oct 9, 2023
Instrument	2023-0320540
Transaction Type	Transfer
Record Updated	Jan 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 W LOCUST ST, ONTARIO, CA 91762-5726

Mortgage

Document Number	0000320541
Date	Dec 28, 2023
Instrument	2023-0320541

Lender

Name	ELIZABETH GONZALEZ
Type	Private Party

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 31, 2021
Property Address	408 W LOCUST ST, ONTARIO, CA 91762-5726
Document Number	0000147470
Map Reference	MB 35 PG 46
Instrument Date	Mar 29, 2021
Instrument	2021-0147470
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 W LOCUST ST, ONTARIO, CA 91762-5726

Mortgage

Document Number	0000147471
Date	Mar 31, 2021
Instrument	2021-0147471

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	408 W LOCUST ST, ONTARIO, CA 91762-5726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113503
Date	Mar 31, 2020
Instrument	2020-0113503

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 25, 2018
Property Address	408 W LOCUST ST, ONTARIO, CA 91762-5726
Document Number	0000391211
Instrument Date	Oct 22, 2018
Instrument	391211
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	408 W LOCUST ST ONTARIO CA 917625726, ONTARIO, CA 91762-5726

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 25, 2018
Property Address	408 W LOCUST ST, ONTARIO, CA 91762-5726
Document Number	0000391210
Instrument Date	Oct 9, 2018
Instrument	391210
Transaction Type	Transfer
Record Updated	Nov 7, 2018
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22817 PERA RD WOODLAND HILLS CA 913643836, WOODLAND HILLS, CA 91364-3836

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 25, 2018
Property Address	408 W LOCUST ST, ONTARIO, CA 91762-5726
Document Number	0000391212
Map Reference	MB 35 PG 46
Instrument Date	Oct 2, 2018
Instrument	2018-0391212
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 W LOCUST ST, ONTARIO, CA 91762-5726

Mortgage

Document Number	0000391213
Date	Oct 25, 2018
Instrument	2018-0391213

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 8, 2018
Property Address	408 W LOCUST ST, ONTARIO, CA 91762-5726
Document Number	0000047900
Instrument Date	Dec 22, 2017
Instrument	47900
Transaction Type	Transfer
Record Updated	Feb 15, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	408 W LOCUST ST ONTARIO CA 917625726, ONTARIO, CA 91762-5726

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$540,628 (+2%) Land $189,004 Building $351,624
2025	$5,825.00 (+28.16%)	$530,027 (+26.75%) Land $185,298 Building $344,729
2023	$4,545.00 (+1.34%)	$418,160 Land $144,748 Building $273,412
2022	$4,485.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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