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408 W Eureka St, Champaign, IL 61820 Property Records

Champaign County property record for 408 W Eureka St, Champaign, IL 61820

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,280 sqft · built 1949
Lot Size0.171 acres (7,470 sqft)
Owner2 Individual Names on File
Last Sale$76,500 (Sep 2018)
Tax Bill$1,406 (2024)
Deeds & MortgagesSep 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN42-20-12-129-013

Property Details

APN / Parcel Number

Primary APN42-20-12-129-013

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,280 sqft Building Perimeter
1st Floor Area1,280 sqft
FlooringWood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Exterior MaterialStucco
Foundation TypeSlab (Mat/Raft)
Roof MaterialOther
Lot Area7,470 sqft (0.171 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address408 W EUREKA ST
CityCHAMPAIGN
StateIL
Zip61820-2935
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13 BLOCK 4 HUBBARDS ADD CHAMPAIGN
Legal Range08E
Legal Township19N
Legal Section12
Legal SubdivisionHUBBARDS ADD CHAMPAIGN AND OTHER LAND
Legal Block4
Legal Lot Number13
JurisdictionCHAMPAIGN IL
Township / Civil DivisionCHAMPAIGN CITY
Census Block Group2
Census Block2019
Census Tract700

Owner

408 W Eureka St is owned and occupied by two individuals who bought it in September 2018.

Source: Champaign County records, as of April 29, 2026

Owner of Record2 Individual Names on File
Mailing Address408 W EUREKA ST, CHAMPAIGN, IL 61820-2935
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 2018 · Amount on File
Deed SaleSep 4, 2018 · Amount on File
Prior SaleMay 25, 2016 · Amount on File
Deed Document Number201815429
Prior Transfer DateFeb 5, 2007
Prior Transfer Doc0000003190
Record UpdatedOct 29, 2026

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateSep 4, 2018
Property Address408 W EUREKA ST, CHAMPAIGN, IL 61820-2935
Document Number0000015429
Map ReferenceMB B PG267
Instrument DateAug 31, 2018
Instrument2018R15429
Transaction TypeTransfer
Record UpdatedApr 28, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$114.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 W EUREKA ST, CHAMPAIGN, IL 61820-2935

Mortgage

Document Number0000015430
DateSep 4, 2018
Instrument2018R15430
Lender
NameBUSEY BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$24,830 Land $2,880 Building $21,950$74,490 Land $8,640 Building $65,850
2024$1,406.00
2022$1,157.00 Homeowner's exemption$18,590 Land $2,160 Building $16,430$55,770 Land $6,480 Building $49,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 408 W Eureka St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1983)
Most Recent ClaimJun 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 W Eureka St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Fidium Fiber, Mediacom Xtream, Nextlink, Pavlov Media.

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