408 W 35th St, Chattanooga, TN 37410 Property Records

Hamilton County property record for 408 W 35th St, Chattanooga, TN 37410

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,050 sqft · built 2023
Lot Size	0.166 acres (7,247 sqft)
Owner	Individual Name on File
Last Sale	$184,500 (Jun 2023)
Tax Bill	$861 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Jul 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`155N K 001`

Property Details

APN / Parcel Number

Primary APN	`155N K 001`
Alternative APN	`0000089054`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,050 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,247 sqft (0.166 acres)
Lot Dimensions	62 ft deep x 34 ft wide

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	0000089054
Street Address	408 W 35TH ST
City	CHATTANOOGA
State	TN
Zip	37410-1306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 112 CHATT HOUSING AUTHORITY SPENCER J MC CALLIE HOMES SITE PB5 PG27 REV 78-131
Legal Subdivision	CHATT HOUSING AUTHOR
Legal Lot Number	112
Jurisdiction	HAMILTON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2041
Census Tract	1900

Owner

408 W 35th St is owned and occupied by an individual who bought it in June 2023.

Source: Hamilton County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	408 W 35TH ST, CHATTANOOGA, TN 37410-1306
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2023	Warranty Deed, Transfer · Conventional Mortgage HABITAT FOR HUMANITY
Jul 16, 2021	Warranty Deed, Transfer PINEHURT TITLE INSURANCE AGENCY, PIONEER TITLE INS AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2023 · Amount on File
Deed Sale	Jun 2, 2023 · Amount on File
Prior Sale	Jul 16, 2021 · Amount on File
Deed Document Number	202379
Deed Book / Page	13306 / 951
Prior Transfer Date	Aug 9, 2001
Prior Transfer Doc	0005958388
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 2, 2023
Property Address	408 W 35TH ST, CHATTANOOGA, TN 37410-1306
Document Number	0000000079
Book / Page	13306 / 951
Map Reference	MB 78 PG 130&131
Instrument Date	May 23, 2023
Instrument	2023060200079
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$682.65
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1201 E MAIN ST, CHATTANOOGA, TN 37408-1613

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 W 35TH ST, CHATTANOOGA, TN 37410-1306

Mortgage

Document Number	0000000080
Date	Jun 2, 2023
Instrument	2023060200080

Lender

Name	HABITAT FOR HUMANITY
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Aug 1, 2053

Mortgage

Document Number	0000000081
Date	Jun 2, 2023
Book Page	13306/972
Instrument	2023060200081

Lender

Name	HABITAT FOR HUMANITY OF GREATER CHATTANO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	242 Months
Due	Aug 1, 2043

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 16, 2021
Property Address	408 W 35TH ST, CHATTANOOGA, TN 37410-1306
Document Number	0000000365
Book / Page	12571 / 434
Map Reference	MB 78 PG 130
Instrument Date	Jul 14, 2021
Instrument	2021071600365
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	PINEHURT TITLE INSURANCE AGENCY, PIONEER TITLE INS AGENCY

Transaction

Amount	Amount on Record
Tax	$35.15
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 E MAIN ST, CHATTANOOGA, TN 37408-1613

Tax Assessment & Valuation

The 2025 property tax bill for 408 W 35th St was $861, down 1.7% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$861.00 (-1.71%)	$56,850 (+45.12%)	$227,400 (+45.12%) Land $25,000 Building $202,400
2024	$876.00 (+72.44%)	$39,175 (+72.39%)	$156,700 (+72.39%) Land $3,700 Building $153,000
2023	$508.00 (+2,44%)	$22,725 (+2,356.76%)	$90,900 (+2,356.76%) Land $3,700 Building $87,200
2022	$20.00	$925	$3,700 Land $3,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 408 W 35th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 408 W 35th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on W 35th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures