Morgan County property record for 408 W 2nd St, Stover, MO 65078
| Property Type | Retail Store |
|---|---|
| Details | 3,950 sqft · built 1920 |
| Lot Size | 0.207 acres (9,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $740 (2025) |
| Deeds & Mortgages | Sep 2026 Construction Loan Jun 2026 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-7.0-35-300-019-005.000 |
| Primary APN | 09-7.0-35-300-019-005.000 |
|---|
| Building Area | 3,950 sqft Gross Area |
|---|---|
| 1st Floor Area | 3,950 sqft |
| Flooring | Carpet |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 9,000 sqft (0.207 acres) |
| Lot Dimensions | 180 ft deep x 50 ft wide |
| Heating System | Gravity Furnace |
|---|
| Street Address | 408 W 2ND ST |
|---|---|
| City | STOVER |
| State | MO |
| Zip | 65078 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Store |
| Legal Description | 50 E END LOTS 1-4 (EX 20 LOT 4) BLK 1 TAMBKES FIRST ADD TO STOVER 50 X 180 |
| Legal Range | 19 |
| Legal Township | 43 |
| Legal Section | 35 |
| Legal Subdivision | TAMBKES FIRST ADD TO STOVER |
| Legal Block | 1 |
| Legal Lot Number | 1-4,4 |
| Jurisdiction | MORGAN MO |
| Township / Civil Division | HAW CREEK |
| Census Block Group | 3 |
| Census Block | 3037 |
| Census Tract | 470200 |
408 W 2nd St, a commercial property, is owned by a company that acquired it in December 2025.
Source: Morgan County records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15772 PEACH TREE RD, STOVER, MO 65078-1144 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Construction Mortgage CITIZENS-FARMERS BANK/COLE CAMP |
| Jun 10, 2026 | Deed of Trust, Mortgage · Reverse Mortgage ANABAPTIST FINANCIAL |
| Sep 23, 2025 | Deed of Trust, Mortgage MATTHEW MICHAEL WARNER |
| Mar 10, 2021 | Warranty Deed, Transfer HUBBARD-KAVANAUGH TITLE COMPANY, HUBBARD KAVANAUGH TITLE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2025 |
| Deed Sale | Dec 29, 2025 |
| Prior Sale | Sep 23, 2025 · Amount on File |
| Deed Document Number | 20256309 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | Sep 14, 2026 |
| Property Address | 408 W 2ND ST, STOVER, MO 65078 |
| Document Number | 0000004722 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20264722 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Document Number | 0000004722, |
|---|---|
| Date | Sep 14, 2026 |
| Instrument | 20264722 |
| Name | CITIZENS-FARMERS BANK/COLE CAMP |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | Jun 10, 2026 |
| Property Address | 408 W 2ND ST, STOVER, MO 65078 |
| Document Number | 0000002848 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 20262848 |
| Transaction Type | Mortgage |
| Record Updated | Jul 17, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Document Number | 0000002848, |
|---|---|
| Date | Jun 10, 2026 |
| Instrument | 20262848 |
| Name | ANABAPTIST FINANCIAL |
|---|
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 999 Months |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORGAN MO |
| Property Address | 408 W 2ND ST, STOVER, MO 65078 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Title Company | TRUE LINE TITLE |
| Name | Verified Name |
|---|---|
| Address | 1109 CLUB VILLAGE DR, COLUMBIA, MO 65203-4466 |
| Document Number | 0202504509 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 202504509 |
| Name | MATTHEW MICHAEL WARNER |
|---|---|
| Type | Private Party |
| Address | PO BOX 234, STOVER, MO 65078 |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MORGAN MO |
| Recording Date | Mar 10, 2021 |
| Property Address | 408 W 2ND ST, STOVER, MO 65078 |
| Document Number | 0202101602 |
| Instrument Date | Mar 10, 2021 |
| Instrument | 202101602 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | HUBBARD-KAVANAUGH TITLE COMPANY, HUBBARD KAVANAUGH TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 609, STOVER, MO 65078-0609 |
The 2025 property tax bill for 408 W 2nd St was $740.
Source: Morgan County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Morgan County |
| Municipality | Stover City |
| Unified School District | Morgan County R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,660 (-) Land $928 Building $13,732 | $45,800 (-) Land $2,900 Building $42,900 | |
| 2025 | $740.00 | $14,660 Land $928 Building $13,732 | $45,800 (-) Land $2,900 Building $42,900 |
| 2024 | $45,800 Land $2,900 Building $42,900 | ||
| 2023 | $687.00 | $13,250 | |
| 2022 | $687.00 | $41,400 Land $2,600 Building $38,800 | |
| 2011 | $552.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 W 2nd St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 408 W 2nd St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 73% of Missouri |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STOVER PWS serves 1,094 people · EPA ID MO3010767 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Co-Mo Connect Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
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