408 W 2nd St, Dell Rapids, SD 57022 Property Records

Minnehaha County property record for 408 W 2nd St, Dell Rapids, SD 57022 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,140 sqft · built 2002
Lot Size	0.483 acres (21,018 sqft)
Owner	2 Trust Names on File
Last Sale	$335,000 (Apr 2023)
Tax Bill	$4,328 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-04-09-353-022-000`

Property Details

APN / Parcel Number

Primary APN	`01-04-09-353-022-000`
Alternative APN	`21932`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,140 sqft Finished Area
1st Floor Area	1,140 sqft
Basement Area	1,140 sqft
Finished Basement	912 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,018 sqft (0.483 acres)
Lot Dimensions	142 ft deep x 148 ft wide
Garage Type	Attached
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Deck Area	420 sqft
Patio Area	790 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	21932
Street Address	408 W 2ND ST
City	DELL RAPIDS
State	SD
Zip	57022-1847
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S12 VAC ALLEY & E16 LOT 8 & ALL LOTS 9 & 10 BLOCK 14 DELL RAPIDS CITY ORIGINA L
Legal Subdivision	D R ORIGNAL
Legal Block	14
Legal Lot Number	8-10
Jurisdiction	MINNEHAHA SD
Township / Civil Division	DELL RAPIDS
Census Block Group	3
Census Block	3037
Census Tract	10102

Owner

Source: Minnehaha County records · APN 01-04-09-353-022-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	408 W 2ND ST, DELL RAPIDS, SD 57022-1847
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 03, 2026	Deed of Trust, Mortgage · FHA Mortgage PLAINS COMMERCE BANK
Oct 05, 2023	Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK
Apr 05, 2023	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK
Jun 13, 2022	Deed of Trust, Mortgage · Line of Credit PLAINS COMMERCE BANK
Aug 07, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 05, 2023 · Amount on Record
Deed Sale	Apr 05, 2023 · Amount on Record
Prior Sale	May 27, 2014 · Amount on Record
Deed Book / Page	619-D / 187
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	408 W 2ND ST, DELL RAPIDS, SD 57022-1847
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 W 2ND ST, DELL RAPIDS, SD 57022-1847

Mortgage

Document Number	0002011/20
Date	Feb 03, 2026
Book Page	2011/20
Instrument	150900

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	3905 W 49TH ST # 22, SIOUX FALLS, SD 57106

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2056

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 05, 2023
Property Address	408 W 2ND ST, DELL RAPIDS, SD 57022-1847
Document Number	DEED622/423
Book / Page	DEED 622 / 423
Instrument Date	Sep 28, 2023
Transaction Type	Transfer
Record Updated	Dec 08, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$363.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 W 2ND ST, DELL RAPIDS, SD 57022-1847

Mortgage

Document Number	MTG19751004
Date	Oct 05, 2023
Instrument	MTG 1975/1004

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	408 W 2ND ST, DELL RAPIDS, SD 57022-1847
Transaction Type	Mortgage
Record Updated	Jun 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5400 S GRAYSTONE AVE, SIOUX FALLS, SD 57108-8742

Mortgage

Document Number	1967MTG/919
Date	Apr 05, 2023
Book Page	1967 MTG/919

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	408 W 2ND ST, DELL RAPIDS, SD 57022-1847
Transaction Type	Mortgage
Record Updated	Jul 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1954MTG/238
Date	Jun 13, 2022
Book Page	1954 MTG/238

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	408 W 2ND ST, DELL RAPIDS, SD 57022-1847
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1894MTG/13
Date	Aug 07, 2020
Book Page	1894 MTG/13

Lender

Name	PLAINS COMMERCE BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Dell Rapids City
Unified School District	Dell Rapids School District 49-3 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,328.00	$318,100 (-6.52%) Land $37,000 Building $281,100
2024	$4,328.00 (+41.44%)	$340,300 (+67.72%) Land $29,700 Building $310,600
2022	$3,060.00	$202,900 Land $29,700 Building $173,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990101023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	Sep 2019, river or lake flooding, Severe Storms, Tornadoes, And Flooding

Wildfire

Wildfire Risk	Low above 37% of the US · above 25% of South Dakota
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 65 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Golden West Telecommunications Cooperative	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W 2nd St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures