408 Valley Rd, Covington, GA 30016 Property Records

Newton County property record for 408 Valley Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,006 sqft · built 2021
Lot Size	1.05 acres (45,738 sqft)
Owner	Individual Name on File
Last Sale	$299,000 (Jun 2021)
Tax Bill	$4,260 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Oct 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00120-00000-035-000`

Property Details

APN / Parcel Number

Primary APN	`00120-00000-035-000`
Alternative APNs	`0012 035` `3248`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	2,006 sqft Heated Area
1st Floor Area	1,742 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,738 sqft (1.05 acres)
Garage Area	737 sqft
Porch	Slab
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3248
Street Address	408 VALLEY RD
City	COVINGTON
State	GA
Zip	30016-7295
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	1.05AC LOT 21
Legal Subdivision	VALLEY ROAD
Legal Lot Number	21
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1010
Census Tract	100903

Owner

408 Valley Rd is owned and occupied by an individual who bought it in June 2021.

Source: Newton County records, as of December 16, 2025

Owner of Record	Individual Name on File
Mailing Address	408 VALLEY RD, COVINGTON, GA 30016-7295
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Warranty Deed, Transfer · FHA Mortgage SOUTHEAST MORTGAGE
Oct 27, 2020	Quit Claim Deed, Construction Loan · Construction Mortgage LPW FUNDING
Feb 23, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2021 · Amount on File
Deed Sale	Jun 18, 2021 · Amount on File
Prior Sale	Feb 17, 2017 · Amount on File
Deed Document Number	20213315
Deed Book / Page	4218 / 99
Record Updated	Sep 20, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWTON GA
Recording Date	Jun 18, 2021
Property Address	408 VALLEY RD, COVINGTON, GA 30016-7295
Document Number	0042180099
Book / Page	4218 / 99
Instrument Date	Jun 18, 2021
Instrument	2021-003315
Transaction Type	Transfer
Record Updated	Mar 24, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 VALLEY RD, COVINGTON, GA 30016-7295

Mortgage

Document Number	0042180000000101
Date	Jun 25, 2021
Book Page	0000004218/0000000101
Instrument	011937

Lender

Name	SOUTHEAST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	NEWTON GA
Recording Date	Oct 27, 2020
Property Address	408 VALLEY RD, COVINGTON, GA 30016-7295
Document Number	0040880356
Book / Page	004088 / 000356
Instrument Date	Oct 23, 2020
Instrument	15390
Transaction Type	Construction Loan
Record Updated	Nov 17, 2020
Title Company	BURGESS TITLE AND ESCROW LLC, BURGESS TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	408 VALLEY RD COVINGTON GA 30016, COVINGTON, GA 30016

Mortgage

Document Number	40880358
Date	Oct 27, 2020
Book Page	004088/000358
Instrument	15391

Lender

Name	LPW FUNDING
Address	3261 ENSENADA WAY, MIRAMAR, FL 33025-4240

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 26, 2021

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Feb 23, 2017
Property Address	408 VALLEY RD, COVINGTON, GA 30016-7295
Document Number	0035360356
Book / Page	003536 / 000356
Instrument Date	Feb 17, 2017
Instrument	2127
Transaction Type	Transfer
Record Updated	Mar 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$9.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 408 Valley Rd was $4,260.

Source: Newton County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,260.00	$171,200 Land $18,000 Building $153,200	$428,000 Land $45,000 Building $383,000
2023		$150,440 Land $7,200 Building $143,240	$376,100 Land $18,000 Building $358,100
2022	$3,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Valley Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2009)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Valley Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Xfinity.

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