Luzerne County property record for 408 Union St, Exeter, PA 18643
| Property Type | Single Family Home |
|---|---|
| Details | 2,024 sqft · built 1994 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $325,000 (Sep 2023) |
| Tax Bill | $6,000 (2026) |
| Deeds & Mortgages | Sep 2023 Sale & Mortgage Oct 2019 Second Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | 16-E10S2-023-006 |
| Primary APN | 16-E10S2-023-006 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,024 sqft Living Area |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 111 ft deep x 70 ft wide |
| Old Parcel Number | 16-E10S2-023-006 |
|---|---|
| Street Address | 408 UNION ST |
| City | EXETER |
| State | PA |
| Zip | 18643-1079 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 16-4-40-2-D27 408 UNION ST |
| Legal Subdivision | EXETER PARK SUBDIVISION |
| Legal Block | 23 |
| Legal Lot Number | 6 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | EXETER |
| Census Block Group | 4 |
| Census Block | 4012 |
| Census Tract | 211101 |
Source: Luzerne County records, as of August 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 UNION ST, EXETER, PA 18643-1079 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2023 | Deed, Transfer · Conventional Mortgage NBT BANK NATIONAL ASSOCIATION |
| Oct 31, 2019 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage UFCW COMMUNITY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2023 · Amount on Record |
| Deed Sale | Sep 28, 2023 · Amount on Record |
| Prior Sale | Dec 21, 1993 · Amount on Record |
| Deed Document Number | 202351734 |
| Deed Book / Page | 3023 / 183265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Sep 28, 2023 |
| Property Address | 408 UNION ST, EXETER, PA 18643-1079 |
| Document Number | 0000051734 |
| Book / Page | 3023 / 183265 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 202351734 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 408 UNION ST, EXETER, PA 18643-1079 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 117 FERN WAY, SOUTH ABINGTON TOWNSHIP, PA 18411-9195 |
| Document Number | 0000051735 |
|---|---|
| Date | Sep 28, 2023 |
| Instrument | 202351735 |
| Name | NBT BANK NATIONAL ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LUZERNE PA |
| Property Address | 408 UNION ST, EXETER, PA 18643-1079 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000059203 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 3019/200176 |
| Instrument | 201959203 |
| Name | UFCW COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | WYOMING, PA 18644 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 30, 2029 |
Source: Luzerne County assessment roll, as of August 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| Municipality | Exeter Borough |
| Unified School District | Wyoming Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,000.00 (+0.02%) Homeowner's exemption | $196,100 (-) Land $21,400 Building $174,700 | |
| 2025 | $5,999.00 (+8.76%) | ||
| 2024 | $196,100 (-) Land $21,400 Building $174,700 | ||
| 2023 | $5,516.00 (+4.51%) | $196,100 Land $21,400 Building $174,700 | |
| 2022 | $5,278.00 | ||
| 2009 | $196,100 Land $21,400 Building $174,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 33 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 15 (1978–2021) |
| Claims Outside the SFHA | 9 of 15 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAW NESBITT private · serves 52,640 people · EPA ID PA2409010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| SkyPacket Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures