408 Two Rivers Rd, Georgetown, SC 29440 Property Records

Georgetown County property record for 408 Two Rivers Rd, Georgetown, SC 29440

Property Summary

Property Type	Exempt (Full or Partial)
Details	4 bd · 3 ba · 2,015 sqft · built 2022
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Jun 2026)
Tax Bill	$635 (2022)
Deeds & Mortgages	Jun 2026 Sale Aug 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050049A103.00.00`

Property Details

APN / Parcel Number

Primary APN	`050049A103.00.00`
Alternative APN	`68468`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,015 sqft Total Area
Gross Area	2,804 sqft
1st Floor Area	1,721 sqft
2nd Floor Area	294 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	476 sqft
Driveway	Concrete Driveway
Porch	Patio
Patio Area	135 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	68468
Street Address	408 TWO RIVERS RD
City	GEORGETOWN
State	SC
Zip	29440-4558
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Legal Description	LOT 103 THE PLANTATION AT WINYAH BAY;S LD 647 - 1-10
Legal Subdivision	THE PLANTATION
Legal Lot Number	103
Jurisdiction	GEORGETOWN SC
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2003
Census Tract	920702

Owner

Source: Georgetown County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	408 TWO RIVERS RD, GEORGETOWN, SC 29440-4558
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Aug 1, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage GUARANTEED RATE INC
Aug 1, 2022	Re-recorded Document
Nov 25, 2019	Grant Deed, Mortgage · Line of Credit ANDERSON BROTHERS BK
Oct 1, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2026 · Amount on Record
Deed Sale	Jun 24, 2026 · Amount on Record
Prior Sale	Aug 1, 2022 · Amount on Record
Deed Document Number	20267031
Deed Book / Page	5033 / 298
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Jun 24, 2026
Property Address	408 TWO RIVERS RD, GEORGETOWN, SC 29440-4558
Document Number	0000007031
Book / Page	5033 / 298
Instrument Date	Jun 17, 2026
Instrument	20267031
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$153,217.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Aug 1, 2022
Property Address	408 TWO RIVERS RD, GEORGETOWN, SC 29440-4558
Document Number	04392/0477
Book / Page	4392 / 477
Map Reference	SL 647 PG 1-10
Instrument Date	Aug 1, 2022
Instrument	202200009671
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 12, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$863.20
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 TWO RIVERS RD, GEORGETOWN, SC 29440-4558

Mortgage

Document Number	04392/0481
Date	Aug 1, 2022
Book Page	4392/481
Instrument	202200009672

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

August 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	GEORGETOWN SC
Recording Date	Aug 1, 2022
Property Address	408 TWO RIVERS RD, GEORGETOWN, SC 29440-4558
Document Number	04393/0054
Book / Page	4393 / 54
Map Reference	SL 647 PG 10-10
Instrument Date	Aug 1, 2022
Instrument	202200009683
Record Updated	Apr 12, 2024

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 TWO RIVERS RD, GEORGETOWN, SC 29440-4558

November 2019: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Nov 25, 2019
Property Address	408 TWO RIVERS RD, GEORGETOWN, SC 29440-4558
Book / Page	003647 / 000214
Instrument Date	Nov 7, 2019
Instrument	11850
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9007 HIGHWAY 544 MYRTLE BEACH SC 295889224, MYRTLE BEACH, SC 29588-9224
Investor	Possibly a Property Investor

Mortgage

Document Number	3647/0214
Date	Nov 25, 2019
Book Page	003647/000214
Instrument	11850

Lender

Name	ANDERSON BROTHERS BK
Type	Bank
Address	PO BOX 310, MULLINS, SC 29574-0310

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Nov 24, 2022

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GEORGETOWN SC
Recording Date	Oct 1, 2019
Property Address	408 TWO RIVERS RD, GEORGETOWN, SC 29440-4558
Document Number	3609/0252
Book / Page	003609 / 000252
Instrument Date	Sep 27, 2019
Instrument	9919
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$6,556.40
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9007 HIGHWAY 544 MYRTLE BEACH SC 295889224, MYRTLE BEACH, SC 29588-9224
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Georgetown County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Georgetown County
Municipality	Georgetown City
Unified School District	Georgetown County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025			$379,300 (+17.61%) Land $55,000 Building $324,300
2023			$322,500 (+321.57%) Land $30,000 Building $292,500
2022	$635.00	$3,060 Land $600 Building $2,460	$76,500 Land $15,000 Building $61,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 126 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	126 in force
Nearby Flood Claims	9 (2000–2024)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Oct 2015 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 40% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GEORGETOWN serves 9,092 people · EPA ID SC2210001
Water Source	Surface water
Last State Inspection	May 2025
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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