408 Trail Side Dr, Deforest, WI 53532 Property Records

Dane County property record for 408 Trail Side Dr, Deforest, WI 53532

Property Summary

Property Type	Single Family Home
Lot Size	0.283 acres (12,371 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,557 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0910-182-4041-5`

Property Details

APN / Parcel Number

Primary APN	`0910-182-4041-5`

Exterior

Lot Area	12,371 sqft (0.283 acres)

Location & Zoning

Street Address	408 TRAIL SIDE DR
City	DEFOREST
State	WI
Zip	53532-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAGLEWATCH SUBDIVISION-2ND ADDITION LOT 141
Legal Range	10
Legal Township	09
Legal Section	18
Legal Subdivision	EAGLEWATCH SUBDIVISION
Legal Block	40
Legal Lot Number	141
Jurisdiction	DANE WI
Township / Civil Division	DEFOREST
Census Block Group	3
Census Block	3007
Census Tract	13302

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	408 TRAIL SIDE DR, DEFOREST, WI 53532-3060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2026	Deed of Trust, Mortgage · Line of Credit SUMMIT CREDIT UNION
Oct 5, 2023	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Sep 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Jun 28, 2019	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
May 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Recording Date	May 11, 2026
Property Address	408 TRAIL SIDE DR, DEFOREST, WI 53532-3060
Document Number	0006098363
Instrument Date	May 5, 2026
Instrument	20266098363
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 TRAIL SIDE DR, DEFOREST, WI 53532-3060
Investor	Possibly a Property Investor

Mortgage

Document Number	0006098363,
Date	May 11, 2026
Instrument	20266098363

Lender

Name	SUMMIT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.37%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	408 TRAIL SIDE DR, DEFOREST, WI 53532-3060
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005927497
Date	Oct 5, 2023
Instrument	5927497

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2053

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	408 TRAIL SIDE DR, DEFOREST, WI 53532-3060
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005767461
Date	Sep 3, 2021
Instrument	5767461

Lender

Name	SUMMIT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 11, 2041

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	408 TRAIL SIDE DR, DEFOREST, WI 53532-3060
Document Number	0005580825
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	408 TRAIL SIDE DR DEFOREST WI 535323060, DEFOREST, WI 53532-3060

Mortgage

Document Number	0005580825
Date	Apr 23, 2020
Instrument	5580825

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	408 TRAIL SIDE DR, DEFOREST, WI 53532-3060
Document Number	0005501600
Instrument Date	Jun 28, 2019
Transaction Type	Mortgage
Record Updated	Jul 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 TRAIL SIDE DR DEFOREST WI 535323060, DEFOREST, WI 53532-3060

Mortgage

Document Number	0005501600
Date	Jul 3, 2019
Instrument	5501600

Lender

Name	SUMMIT CU
Address	MADISON, WI 53718

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 2, 2049

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	408 TRAIL SIDE DR, DEFOREST, WI 53532-3060
Document Number	0005492783
Instrument Date	May 20, 2019
Transaction Type	Mortgage
Record Updated	Jun 18, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 TRAIL SIDE DR DEFOREST WI 535323060, DEFOREST, WI 53532-3060

Mortgage

Document Number	0005492783
Date	Jun 4, 2019
Instrument	5492783

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	DeForest Village
Unified School District	DeForest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,557.00 (+6.82%) Homeowner's exemption	$333,000 (+5.21%) Land $80,800 Building $252,200	$361,900 (+7.93%)
2023		$316,500 Land $80,800 Building $235,700	$335,300
2022	$5,202.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1996)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFOREST WATERWORKS serves 10,500 people · EPA ID WI1130221
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Bertram Communications Fixed Wireless	100 / 20

May also be available: LiteWire.

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