408 Toby Bryson Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 408 Toby Bryson Rd, Cullowhee, NC 28723

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,008 sqft · built 1981
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$1,000,000 (Jul 2020)
Tax Bill$2,789 (2025)
Deeds & MortgagesJul 2020 Sale
Flood ZoneZone X (minimal risk)
APN7553-99-6335

Property Details

APN / Parcel Number

Primary APN7553-99-6335
Alternative APN
  • 174195

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,008 sqft Heated Area
1st Floor Area1,008 sqft
FlooringVinyl/Resilient
Interior WallsPlywood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)

Exterior Amenities

PorchSlab
Porch Area192 sqft
Deck Area170 sqft
Patio Area170 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemBaseboard
Heating FuelElectric
SewerSeptic

Location & Zoning

Street Address408 TOBY BRYSON RD
CityCULLOWHEE
StateNC
Zip28723
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTOBY BRYSON RD
JurisdictionJACKSON NC
Township / Civil DivisionHAMBURG
Census Block Group2
Census Block2010
Census Tract950800

Owner

408 Toby Bryson Rd is owned by two individuals who bought it in July 2020.

Source: Jackson County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 2266, CASHIERS, NC 28717-2266
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 20, 2020 · Amount on File
Deed SaleJul 20, 2020 · Amount on File
Prior SaleJul 2, 2014 · Amount on File
Deed Book / Page2271 / 1482
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON NC
Recording DateJul 20, 2020
Property Address408 TOBY BRYSON RD, CULLOWHEE, NC 28723
Document Number0022711482
Book / Page002271 / 001482
Instrument DateJul 20, 2020
Transaction TypeTransfer
Record UpdatedAug 25, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$2,000.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address404 MYRTLE SPEED RD HIGHLANDS NC 287410168, HIGHLANDS, NC 28741-0168

Tax Assessment & Valuation

The 2025 property tax bill for 408 Toby Bryson Rd was $2,789.

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyJackson County
Unified School DistrictJackson County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$733,976 Land $450,000 Building $283,976
2025$2,789.00
2023$1,930.00$508,150 Land $400,000 Building $108,150

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 408 Toby Bryson Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims3 (2013–2024)
Claims Outside the SFHA2 of 3
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Toby Bryson Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
BalsamWest FiberNET
Fiber
1,000 / 500
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Toby Bryson Rd

Nearby Streets

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