408 Tims Way, Murphy, NC 28906 Property Records

Cherokee County property record for 408 Tims Way, Murphy, NC 28906

Property Summary

Property Type	Rural Home
Details	2 bd · 2 ba · 1,708 sqft · built 2002
Lot Size	1.84 acres (80,150 sqft)
Owner	Trust Name on Record
Last Sale	$245,000 (Jul 2009)
Tax Bill	$1,375 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`459100184933000`

Property Details

APN / Parcel Number

Primary APN	`459100184933000`
Alternative APN	`51223`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,708 sqft Heated Area
Gross Area	4,315 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	1,008 sqft
Unfinished Basement	1,008 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2007
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Metal
Lot Area	80,150 sqft (1.84 acres)
Lot Width	192 ft Width
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	128 sqft
Deck Area	507 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	51223
Street Address	408 TIMS WAY
City	MURPHY
State	NC
Zip	28906-3112
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	ROSS PROP 1361/910 1553/1021 1633/169
Legal Subdivision	CATHY ANN ROSS
Legal Phase	1361
Jurisdiction	CHEROKEE NC
Township / Civil Division	MURPHY
Census Block Group	1
Census Block	1015
Census Tract	930502

Owner

Source: Cherokee County records, as of October 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	408 TIMS WAY, MURPHY, NC 28906-3112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2017	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Dec 27, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2009 · Amount on Record
Deed Sale	Jul 1, 2009 · Amount on Record
Deed Document Number	20093767
Deed Book / Page	1361 / 910
Last Transfer Date	Dec 23, 2019
Transfer Doc	01632/0874
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	408 TIMS WAY, MURPHY, NC 28906-3112
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01553/1025
Date	Jan 30, 2017
Book Page	01553/1025
Instrument	00426

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHEROKEE NC
Recording Date	Dec 27, 2019
Property Address	408 TIMS WAY, MURPHY, NC 28906-3112
Document Number	01632/0874
Book / Page	01632 / 0874
Instrument Date	Dec 23, 2019
Instrument	06522
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	408 TIMS WAY, MURPHY, NC 28906-3112

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,375.00	$181,950 (-)	$181,950 (-) Land $22,940 Building $159,010
2023		$181,950	$181,950 Land $22,940 Building $159,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Peachtree Broadband Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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