408 Timber Cove Dr, Seneca, SC 29672 Property Records

Oconee County property record for 408 Timber Cove Dr, Seneca, SC 29672

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 6,232 sqft · built 2021
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,768 (2025)
Deeds & Mortgages	Mar 2022 Mortgage May 2020 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`136-03-01-008`

Property Details

APN / Parcel Number

Primary APN	`136-03-01-008`
Alternative APN	`1075211`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	6,232 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Exterior Material	Brick
Roof Material	Shingle
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	1 ft deep x 155 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1075211
Street Address	408 TIMBER COVE DR
City	SENECA
State	SC
Zip	29672-0590
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 & 9B TIMBERCOVE (0.86 AC)
Legal Subdivision	AC TIMBERCOVE
Legal Lot Number	8
Jurisdiction	OCONEE SC
Township / Civil Division	WALHALLA
Census Block Group	2
Census Block	2017
Census Tract	30302

Owner

408 Timber Cove Dr is owned and occupied by two individuals who acquired it in March 2022.

Source: Oconee County records, as of November 14, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	408 TIMBER COVE DR, SENECA, SC 29672-0590
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANKSOUTH MORTGAGE COMPANY LLC
May 4, 2020	Deed of Trust, Construction Loan · Construction Mortgage TD BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2022
Deed Sale	Mar 11, 2022
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Property Address	408 TIMBER COVE DR, SENECA, SC 29672-0590
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014011
Date	Mar 3, 2022
Book Page	4298/129
Instrument	14011

Lender

Name	BANKSOUTH MORTGAGE COMPANY LLC
Type	Mortgage Company
Address	ATLANTA, GA 30327

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OCONEE SC
Recording Date	May 4, 2020
Property Address	408 TIMBER COVE DR, SENECA, SC 29672-0590
Document Number	0039570087
Book / Page	003957 / 000087
Instrument Date	Apr 30, 2020
Transaction Type	Construction Loan
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 TIMBER COVE DR SENECA SC 29672, SENECA, SC 29672

Mortgage

Document Number	39570087
Date	May 4, 2020
Book Page	003957/000087

Lender

Name	TD BK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 408 Timber Cove Dr was $6,768.

Source: Oconee County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Oconee County
Unified School District	Oconee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,768.00	$64,522 Land $15,260 Building $49,262	$1,613,050 Land $381,500 Building $1,231,550
2023		$64,522 Land $15,260 Building $49,262	$1,613,050 Land $381,500 Building $1,231,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Timber Cove Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Timber Cove Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

May also be available: AT&T, Spectrum.

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