St. Johns County property record for 408 Talbot Bay Dr, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,543 sqft · built 2006 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $109,800 (Jul 2021) |
| Tax Bill | $3,432 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 182324-0950 |
| Primary APN | 182324-0950 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,543 sqft Living Area |
| Gross Area | 3,024 sqft |
| 1st Floor Area | 1,031 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 481 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 408 TALBOT BAY DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-1812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 56/83-90 GRAND CAY LOT 95 OR4534/990 & 5324/578(Q/C) |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 19 |
| Legal Subdivision | GRAND CAY |
| Legal Block | 1 |
| Legal Lot Number | 95 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 21208 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 TALBOT BAY DR, SAINT AUGUSTINE, FL 32086-1812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 22, 2021 | Quit Claim Deed, Transfer · Conventional Mortgage LENNAR MORTGAGE LLC |
| Apr 20, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE FIRM |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 22, 2021 · Amount on Record |
| Deed Sale | Jul 22, 2021 · Amount on Record |
| Prior Sale | Apr 20, 2018 · Amount on Record |
| Deed Document Number | 202181251 |
| Deed Book / Page | 5324 / 578 |
| Prior Transfer Date | Jul 7, 2021 |
| Prior Transfer Doc | 0053240578 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jul 22, 2021 |
| Property Address | 408 TALBOT BAY DR, SAINT AUGUSTINE, FL 32086-1812 |
| Document Number | 0053240578 |
| Book / Page | 5324 / 578 |
| Map Reference | MB 56 PG 83-90 |
| Instrument Date | Jul 7, 2021 |
| Instrument | 2021081251 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2025 |
| Title Company | LENNAR TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $768.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1347 E LAKESHORE DR, LANDRUM, SC 29356-9627 |
| Name | Verified Name |
|---|---|
| Address | 408 TALBOT BAY DR, ST AUGUSTINE, FL 32086-1812 |
| Document Number | 0005324580 |
|---|---|
| Date | Jul 22, 2021 |
| Instrument | 5324/580 |
| Name | LENNAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 20, 2018 |
| Property Address | 408 TALBOT BAY DR, SAINT AUGUSTINE, FL 32086-1812 |
| Document Number | 0045340990 |
| Book / Page | 004534 / 000990 |
| Instrument Date | Apr 20, 2018 |
| Instrument | 26761 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2018 |
| Title Company | ACTION TITLE SERVICES/STATE JOHNS COUNTY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,981.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 408 TALBOT BAY DR ST AUGUSTINE FL 320861812, ST AUGUSTINE, FL 32086-1812 |
| Document Number | 45340993 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | 004534/000993 |
| Instrument | 26762 |
| Name | MORTGAGE FIRM |
|---|---|
| Type | Mortgage Company |
| Address | ALTAMONTE SPRINGS, FL 32714 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 19, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,042 (+2.7%) | $373,760 (-2.65%) Land $87,500 Building $286,260 | |
| 2025 | $3,432.00 (+13.12%) Homeowner's exemption | $268,785 (+2.9%) | $383,947 (+1.6%) Land $87,500 Building $296,447 |
| 2024 | $3,034.00 (+2.05%) Homeowner's exemption | $261,210 (+3%) | $377,903 (-0.92%) Land $70,000 Building $307,903 |
| 2023 | $2,973.00 (+3.09%) Homeowner's exemption | $253,602 (+3%) | $381,402 (+12.95%) Land $70,000 Building $311,402 |
| 2022 | $2,884.00 Homeowner's exemption | $246,216 | $337,666 Land $70,000 Building $267,666 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 1 (2011) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures