Sacramento County property record for 408 Sutter St, Folsom, CA 95630
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,292 sqft · built 1989 |
| Lot Size | 0.306 acres (13,339 sqft) |
| Owner | Individual Name on File |
| Last Sale | $999,000 (Feb 2026) |
| Tax Bill | $5,708 (2025) |
| Deeds & Mortgages | Aug 2022 Reverse Mortgage Feb 2026 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 070-0063-015-0000 |
| Primary APN | 070-0063-015-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,292 sqft Living Area |
| 1st Floor Area | 671 sqft |
| 2nd Floor Area | 1,621 sqft |
| Bonus Room | Bonus Room |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 13,339 sqft (0.306 acres) |
| Garage Area | 861 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 408 SUTTER ST |
|---|---|
| City | FOLSOM |
| State | CA |
| Zip | 95630-2541 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-M |
| Legal Description | LOT 12 & POR LOTS 11 & 13, BLK 25 FOLSOM, DESC AS FOL: BEG ATA PT LOC N53%0531E 158.17 FT FR THE INTERSECTION OF |
| Legal Subdivision | FOLSOM |
| Legal Block | 25 |
| Legal Lot Number | 11-13 |
| Jurisdiction | SACRAMENTO CA |
| Township / Civil Division | FOLSOM |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 8404 |
Source: Sacramento County records · APN 070-0063-015-0000
Assessment roll updated July 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 SUTTER ST, FOLSOM, CA 95630-2541 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Aug 23, 2022 | Deed of Trust, Mortgage · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Feb 11, 2026 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Jan 27, 2020 | Correction Deed, Transfer ATTORNEY ONLY |
| Nov 08, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 30, 2019 | Quit Claim Deed, Mortgage · Conventional Mortgage ROYAL UNITED MTG |
| Mar 09, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 11, 2026 · Amount on Record |
| Deed Sale | Feb 11, 2026 · Amount on Record |
| Prior Sale | Aug 31, 2000 · Amount on Record |
| Deed Book / Page | 20260211 / 1565 |
| Prior Transfer Date | Jan 04, 2001 |
| Prior Transfer Doc | 2001001056 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 408 SUTTER ST, FOLSOM, CA 95630-2541 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Title Company | CALIFORNIA COAST TITLE COMPANY, CALIFORNIA BEST TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 408 SUTTER ST, FOLSOM, CA 95630-2541 |
| Document Number | 0000000068 |
|---|---|
| Date | Aug 23, 2022 |
| Instrument | 2022082300068 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | BLOOMFIELD, NJ 07003 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 966 Months |
| Due | Feb 03, 2103 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.03% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 11% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Feb 11, 2026 |
| Property Address | 408 SUTTER ST, FOLSOM, CA 95630-2541 |
| Document Number | 0000001565 |
| Map Reference | MB 1 MAP 7 |
| Instrument Date | Feb 10, 2026 |
| Instrument | 202602111565 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 SUTTER ST, FOLSOM, CA 95630-2541 |
| Document Number | 0000001566 |
|---|---|
| Date | Feb 11, 2026 |
| Instrument | 202602111566 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Jan 27, 2020 |
| Property Address | 408 SUTTER ST, FOLSOM, CA 95630-2541 |
| Document Number | 2001270948 |
| Instrument Date | Jan 23, 2020 |
| Instrument | 2001270948 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 408 SUTTER ST FOLSOM CA 956302541, FOLSOM, CA 95630-2541 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Nov 08, 2019 |
| Property Address | 408 SUTTER ST, FOLSOM, CA 95630-2541 |
| Document Number | 1911080362 |
| Instrument Date | Nov 04, 2019 |
| Instrument | 1911080362 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 408 SUTTER ST FOLSOM CA 956302541, FOLSOM, CA 95630-2541 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Recording Date | Aug 30, 2019 |
| Property Address | 408 SUTTER ST, FOLSOM, CA 95630-2541 |
| Document Number | 1908300266 |
| Instrument Date | Aug 26, 2019 |
| Instrument | 1908300266 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2019 |
| Title Company | TIMIOS TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 SUTTER ST FOLSOM CA 956302541, FOLSOM, CA 95630-2541 |
| Document Number | 1908300267 |
|---|---|
| Date | Aug 30, 2019 |
| Instrument | 1908300267 |
| Name | ROYAL UNITED MTG |
|---|---|
| Type | Mortgage Company |
| Address | INDIANAPOLIS, IN 46250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACRAMENTO CA |
| Property Address | 408 SUTTER ST, FOLSOM, CA 95630-2541 |
| Document Number | 1803150338 |
| Instrument Date | Mar 09, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 408 SUTTER ST FOLSOM CA 956302541, FOLSOM, CA 95630-2541 |
| Document Number | 1803150338 |
|---|---|
| Date | Mar 15, 2018 |
| Instrument | 1803150338 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 14, 2048 |
Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Sacramento County |
| Municipality | Folsom City |
| Unified School District | Folsom-Cordova Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $540,989 (+2%) Land $115,260 Building $425,729 | |
| 2025 | $5,708.00 (+2.13%) Homeowner's exemption | $530,382 (+4.04%) Land $113,000 Building $417,382 |
| 2024 | $5,589.00 (+1.84%) | |
| 2023 | $5,488.00 (+1.5%) Homeowner's exemption | $509,789 Land $108,613 Building $401,176 |
| 2022 | $5,407.00 |
Source: FEMA National Flood Hazard Layer as of September 29, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1998 · Severe Winter Storms And Flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Succeed.Net.
Based on FCC filings for 499 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FOLSOM, CITY OF - MAIN serves 80,969 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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