408 Sunset Dr S, Minnetonka (Hopkins), MN 55305 Property Records

Hennepin County property record for 408 Sunset Dr S, Minnetonka, MN 55305

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.75 ba · 910 sqft · built 2023
Lot Size	0.74 acres (32,234 sqft)
Owner	2 Individual Names on File
Last Sale	$3,000 (Jul 2024)
Tax Bill	$24,207 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jul 2024 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`03-117-22-11-0012`

Property Details

APN / Parcel Number

Primary APN	`03-117-22-11-0012`

Interior

Bedrooms	3 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	910 sqft Living Area
Gross Area	1,092 sqft
1st Floor Area	910 sqft
Basement Area	182 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,234 sqft (0.74 acres)
Lot Dimensions	327 ft deep x 100 ft wide
View / Lot	Lake
Garage Type	Attached
Garage Area	780 sqft
Porch	Enclosed Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric

Location & Zoning

Street Address	408 SUNSET DR S
City	HOPKINS
State	MN
Zip	55305-1150
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	UNPLATTED 03 117 22 N 100 FT OF S 493 FT LYING E OF W 333 FT OF E 1/2 OF NE 1/4 OF NE 1/4 100 X 327
Legal Range	22
Legal Township	117
Legal Section	03
Legal Quarter	11
Legal Subdivision	UNPLATTED 03 117 22
Legal Block	1
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA
Census Block Group	1
Census Block	1010
Census Tract	26403

Owner

408 Sunset Dr S is owned and occupied by two individuals who bought it in July 2024.

Source: Hennepin County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 SUNSET DR S, HOPKINS, MN 55305-1150
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION
Jul 15, 2024	Quit Claim Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Apr 21, 2023	Intrafamily Transfer, Transfer CBD TITLE LLC, CHB TITLE LLC
Apr 21, 2023	Intrafamily Transfer, Transfer · Construction Mortgage GOLDWATER BANK NA
Jun 22, 2022	Warranty Deed, Transfer · Conventional Mortgage DEERWOOD BANK
Jun 27, 2019	Warranty Deed, Transfer EDINA REALTY TITLE
Oct 4, 2018	Deed of Trust, Mortgage · Line of Credit ALERUS FIN'L
Sep 26, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2024 · Amount on File
Deed Sale	Jul 15, 2024 · Amount on File
Prior Sale	Jun 22, 2022 · Amount on File
Deed Document Number	202411298162
Prior Transfer Date	Jun 18, 2024
Prior Transfer Doc	0011298162
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	Sep 9, 2026
Property Address	408 SUNSET DR S, HOPKINS, MN 55305-1150
Document Number	0011495380
Instrument Date	Aug 19, 2026
Instrument	202611495380
Transaction Type	Mortgage
Record Updated	Sep 21, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common, 169
Address	408 SUNSET DR S, HOPKINS, MN 55305-1150

Mortgage

Document Number	0011495380,
Date	Sep 9, 2026
Instrument	202611495380

Lender

Name	HOMEXPRESS MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jul 15, 2024
Property Address	408 SUNSET DR S, MINNETONKA, MN 55305-1150
Document Number	0A11298162
Instrument Date	Jun 18, 2024
Instrument	A11298162
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	408 SUNSET DR S, MINNETONKA, MN 55305-1150

Mortgage

Document Number	0A11298163
Date	Jul 15, 2024
Instrument	A11298163

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Apr 21, 2023
Property Address	408 SUNSET DR S, MINNETONKA, MN 55305-1150
Document Number	0A11195168
Instrument Date	Apr 21, 2023
Instrument	A11195168
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	CBD TITLE LLC, CHB TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	221 ARTHUR AVE SE, MINNEAPOLIS, MN 55414-3601

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Apr 21, 2023
Property Address	408 SUNSET DR S, MINNETONKA, MN 55305-1150
Document Number	0A11195166
Instrument Date	Apr 21, 2023
Instrument	A11195166
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	CBD TITLE LLC, CHB TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	221 ARTHUR AVE SE, MINNEAPOLIS, MN 55414-3601

Mortgage

Document Number	0A11195167
Date	Apr 21, 2023
Instrument	A11195167

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	May 1, 2024

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 22, 2022
Property Address	408 SUNSET DR S, MINNETONKA, MN 55305-1150
Document Number	0A11121499
Instrument Date	May 24, 2022
Instrument	A11121499
Transaction Type	Transfer
Record Updated	May 12, 2026
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,095.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 ARTHUR AVE SE, MINNEAPOLIS, MN 55414-3601

Mortgage

Document Number	0A11121500
Date	Jun 22, 2022
Instrument	A11121500

Lender

Name	DEERWOOD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	84 Months
Due	Jun 1, 2029

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Jun 27, 2019
Property Address	408 SUNSET DR S, MINNETONKA, MN 55305-1150
Document Number	0010673122
Instrument Date	Jun 21, 2019
Instrument	10673122
Transaction Type	Transfer
Record Updated	Jul 11, 2019
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount on Record
Tax	$884.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	408 SUNSET DR S MINNETONKA MN 553051150, MINNETONKA, MN 55305-1150

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	408 SUNSET DR S, MINNETONKA, MN 55305-1150
Document Number	0010600856
Instrument Date	Oct 4, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 SUNSET DR S MINNETONKA MN 553051150, MINNETONKA, MN 55305-1150

Mortgage

Document Number	0010600856
Date	Oct 11, 2018
Instrument	10600856

Lender

Name	ALERUS FIN'L
Type	Funding / Finance Company
Address	GRAND FORKS, ND 58201

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Oct 10, 2023

Interest

Rate Type	Adjustable Rate

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 26, 2018
Property Address	408 SUNSET DR S, MINNETONKA, MN 55305-1150
Document Number	0010595161
Instrument Date	Sep 25, 2018
Instrument	10595161
Transaction Type	Transfer
Record Updated	Oct 9, 2018
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$1.70
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 SUNSET DR S MINNETONKA MN 553051150, MINNETONKA, MN 55305-1150

Tax Assessment & Valuation

The 2025 property tax bill for 408 Sunset Dr S was $24,207, up 169.3% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Minnetonka City
Unified School District	Wayzata Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,207.00 (+169.33%)	$1,632,400 (+138.2%) Land $225,500 Building $1,406,900	$1,632,400 (+138.2%) Land $225,500 Building $1,406,900
2024	$8,988.00 (+146.45%)	$685,300 Land $225,500 Building $459,800	$685,300 Land $225,500 Building $459,800
2023	$3,647.00 Homeowner's exemption
2022		$314,300 Land $225,500 Building $88,800	$314,300 Land $225,500 Building $88,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Sunset Dr S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Sunset Dr S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 86% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka serves 54,474 people · EPA ID MN1270031
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023) action level 15 ppb
Copper	1.4 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Verizon.

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