408 Sunset Blvd, Ridgely, MD 21660 Property Records

Caroline County property record for 408 Sunset Blvd, Ridgely, MD 21660

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,420 sqft · built 2022
Lot Size	0.286 acres (12,442 sqft)
Owner	2 Individual Names on File
Last Sale	$318,000 (Oct 2022)
Tax Bill	$4,316 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-045644`

Property Details

APN / Parcel Number

Primary APN	`07-045644`
Alternative APN	`045644`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,420 sqft Total Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,442 sqft (0.286 acres)
Garage Type	Attached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	045644
Street Address	408 SUNSET BLVD
City	RIDGELY
State	MD
Zip	21660-2042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	12,442 SQ FT L-3 E/S SUNSET BLVD RIDGELY
Legal Lot Number	3
Jurisdiction	CAROLINE MD
Township / Civil Division	7, RIDGELY
Census Block Group	2
Census Block	2066
Census Tract	955201

Owner

408 Sunset Blvd is owned and occupied by two individuals who bought it in October 2022.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	408 SUNSET BLVD, RIDGELY, MD 21660-2042
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed, Transfer · Conventional Mortgage BAY CAPITAL MORTGAGE CORP
Oct 20, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2022 · Amount on File
Deed Sale	Oct 20, 2022 · Amount on File
Prior Sale	Oct 12, 2022 · Amount on File
Deed Book / Page	1601 / 249
Record Updated	Oct 29, 2026

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Oct 12, 2022
Property Address	408 SUNSET BLVD, RIDGELY, MD 21660-2042
Document Number	0016000156
Book / Page	1600 / 156
Map Reference	MB 16 FO 13
Instrument Date	Oct 11, 2022
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	0016000161
Date	Oct 12, 2022
Instrument	1600-0161

Lender

Name	BAY CAPITAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	Oct 20, 2022
Property Address	408 SUNSET BLVD, RIDGELY, MD 21660-2042
Document Number	0016010249
Book / Page	1601 / 249
Map Reference	MB FDM16 FO 13
Instrument Date	Oct 11, 2022
Transaction Type	Transfer
Record Updated	Sep 22, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 408 Sunset Blvd was $4,316, up 6% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Municipality	Ridgely Town
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,316.00 (+6.02%)	$290,133	$310,200 Land $60,300 Building $249,900
2025	$4,071.00
2023	$3,564.00	$232,967	$250,000 Land $44,300 Building $205,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Sunset Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Sunset Blvd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF RIDGELY serves 1,600 people · EPA ID MD0050006
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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