408 Summit Ridge Ct, Willis, TX 77318 Property Records

Montgomery County property record for 408 Summit Ridge Ct, Willis, TX 77318

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 2,808 sqft · built 2020
Lot Size0.171 acres (7,457 sqft)
Owner2 Individual Names on Record
Last Sale$472,105 (Sep 2022)
Tax Bill$6,311 (2025)
Deeds & MortgagesSep 2022 Mortgage
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN9271-05-02300

Property Details

APN / Parcel Number

Primary APN9271-05-02300
Alternative APN
  • R496220

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Stories1 Story
Building Area2,808 sqft Living Area
Gross Area3,188 sqft
1st Floor Area2,808 sqft
FlooringWood

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area7,457 sqft (0.171 acres)
View / LotPrimary
Garage TypeAttached
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchOpen Concrete/Masonry Porch
Patio Area35 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address408 SUMMIT RIDGE CT
CityWILLIS
StateTX
Zip77318-3431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS927105 - THE WOODLANDS HILLS 05, BLOCK 2, LOT 7
Legal SubdivisionTHE WOODLANDS HILLS 05
Legal Block2
Legal Lot Number7
JurisdictionMONTGOMERY TX
Township / Civil DivisionWILLIS
Census Block Group1
Census Block1009
Census Tract694209

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address408 SUMMIT RIDGE CT, WILLIS, TX 77318-3431
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2022Vendor's Lien, Transfer · VA Mortgage
FIRST UNITED BANK & TRUST CO
Sep 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
ASPIRE BANK
Sep 24, 2020Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage
PRIORITY HOME MORTGAGE LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 27, 2022 · Amount on Record
Deed SaleSep 27, 2022 · Amount on Record
Prior SaleSep 27, 2021 · Amount on Record
Deed Document Number2022118434
Record UpdatedOct 29, 2026

September 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateSep 27, 2022
Property Address408 SUMMIT RIDGE CT, WILLIS, TX 77318-3431
Document Number0000118434
Map ReferenceCAB Z SH 5958
Instrument DateSep 26, 2022
Instrument2022118434
Transaction TypeTransfer
Record UpdatedOct 11, 2022
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 SUMMIT RIDGE CT, WILLIS, TX 77318-3431

Mortgage

Document Number0000118435
DateSep 27, 2022
Instrument2022118435
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2052

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address408 SUMMIT RIDGE CT, WILLIS, TX 77318-3431
Transaction TypeMortgage
Record UpdatedApr 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000130046
DateSep 20, 2021
Instrument2021130046
Lender
NameASPIRE BANK
TypeFunding / Finance Company
AddressDALLAS, TX 75244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

September 2020: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionMONTGOMERY TX
Recording DateSep 24, 2020
Property Address408 SUMMIT RIDGE CT, WILLIS, TX 77318-3431
Document Number0000106862
Map ReferenceCAB Z SH 5958
Instrument DateSep 24, 2020
Instrument2020106862
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 13, 2022
Title CompanyPRIORITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address408 SUMMIT RIDGE COURT, WILLIS, TX 77318-3431
InvestorPossibly a Property Investor

Mortgage

Document Number0000106863
DateSep 24, 2020
Instrument2020106863
Lender
NamePRIORITY HOME MORTGAGE LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityConroe City
CountyMontgomery County
Unified School DistrictWillis Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$478,426 (-1.76%) Land $58,000 Building $420,426$478,426 (-1.76%) Land $58,000 Building $420,426
2025$6,311.00 (-49.64%) Homeowner's exemption Senior Citizen's exemption$487,006 (-0.39%) Land $58,000 Building $429,006$487,006 (-0.39%) Land $58,000 Building $429,006
2024$12,531.00 (+63.59%) Homeowner's exemption$488,924 (+0.28%) Land $58,000 Building $430,924$488,924 (+0.28%) Land $58,000 Building $430,924
2023$7,660.00 Homeowner's exemption$487,540 Land $58,000 Building $429,540$487,540 Land $58,000 Building $429,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 104 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies104 in force
Nearby Flood Claims3 (2016–2024)
Most Recent ClaimJan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 81% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONROE
serves 113,912 people · EPA ID TX1700001
Water SourcePurchased surface water from SJRA GRP SW TREATMENT PLANT
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ezee Fiber
Fiber
8,000 / 8,000
Fidium Fiber
Fiber
2,000 / 2,000
Frontier
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Optimum
Cable
940 / 35
Verizon
Fixed Wireless
300 / 20

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