408 Summit Dr, Richardson, TX 75081 Property Records

Dallas County property record for 408 Summit Dr, Richardson, TX 75081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,624 sqft · built 1970
Lot Size	0.325 acres (14,150 sqft)
Owner	2 Individual Names on Record
Last Sale	$168,000 (Aug 2013)
Tax Bill	$4,779 (2025)
Deeds & Mortgages	Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-09350-018-005-0000`

Property Details

APN / Parcel Number

Primary APN	`42-09350-018-005-0000`
Alternative APN	`420935001800500`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	14,150 sqft (0.325 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Account Number	420935001800500
Street Address	408 SUMMIT DR
City	RICHARDSON
State	TX
Zip	75081-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z272
Legal Description	HIGHLAND ESTATES 2 BLK R LOT 5 INT201300268024 DD08022013 CO-DC 0935001800500 3CR09350018
Legal Subdivision	HIGHLAND ESTATES 2
Legal Tract	9350
Legal Block	R
Legal Lot Number	5
Jurisdiction	DALLAS TX
Township / Civil Division	NORTHEAST DALLAS
Census Block Group	1
Census Block	1002
Census Tract	19040

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	408 SUMMIT DR, RICHARDSON, TX 75081-5118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2013 · Amount on Record
Deed Sale	Aug 22, 2013 · Amount on Record
Prior Sale	Aug 4, 2011 · Amount on Record
Deed Document Number	2013268024
Prior Transfer Date	Aug 2, 2013
Prior Transfer Doc	0000268024
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	408 SUMMIT DR, RICHARDSON, TX 75081-5118
Document Number	0000165256
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 4, 2020
Title Company	TEXAS TITLE COMPANY, TEXAS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 SUMMIT DR RICHARDSON TX 750815118, RICHARDSON, TX 75081-5118

Mortgage

Document Number	0000165256
Date	Jun 29, 2020
Instrument	165256

Lender

Name	AMERICAN FIN HOUSE
Type	Funding / Finance Company
Address	WHITTIER, CA 90603

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2050

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Richardson City
Unified School District	Richardson Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$335,090 (-) Land $150,000 Building $185,090	$335,090 (-) Land $150,000 Building $185,090
2025	$4,779.00 (+2.93%)	$335,090 (+12.16%) Land $150,000 Building $185,090	$335,090 (+12.16%) Land $150,000 Building $185,090
2024	$4,643.00 (+9.27%)
2023	$4,249.00 (-6.86%) Homeowner's exemption	$298,760 Land $95,000 Building $203,760	$298,760 Land $95,000 Building $203,760
2022	$4,562.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RICHARDSON serves 122,615 people · EPA ID TX0570015
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Element8.

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