408 Stonner St, Tipton, MO 65081 Property Records

Moniteau County property record for 408 Stonner St, Tipton, MO 65081

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,721 sqft · built 1950
Lot Size	0.541 acres (23,580 sqft)
Owner	Individual Name on File
Last Sale	$166,250 (Oct 2025)
Tax Bill	$974 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Apr 2025 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-560-0`

Property Details

APN / Parcel Number

Primary APN	`28-560-0`
Alternative APN	`08-5.0-21-001-002-009.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,721 sqft Adjusted Area
1st Floor Area	1,313 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Metal
Lot Area	23,580 sqft (0.541 acres)
Garage Area	960 sqft
Parking Spaces	2 Parking Spaces
Utility Building	384 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	28-560-0
Street Address	408 STONNER ST
City	TIPTON
State	MO
Zip	65081-8446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3/ E 30' LOT 4 STONNER ADD TIPTON
Legal Range	17W
Legal Township	45N
Legal Section	21
Legal Subdivision	TIPTON CENTRAL
Legal Lot Number	2-4
Jurisdiction	MONITEAU MO
Township / Civil Division	WILLOW FORK
Census Block Group	2
Census Block	2019
Census Tract	385400

Owner

408 Stonner St is owned and occupied by an individual who bought it in October 2025.

Source: Moniteau County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	408 STONNER ST, TIPTON, MO 65081-8446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2025	Warranty Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Apr 7, 2025	Quit Claim Deed, Transfer · Construction Mortgage THE TIPTON LATHAM BANK NA
Apr 13, 2022	Warranty Deed, Transfer · Line of Credit THE TIPTON LATHAM BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2025 · Amount on File
Deed Sale	Oct 29, 2025 · Amount on File
Prior Sale	Apr 7, 2025 · Amount on File
Deed Document Number	20251914
Prior Transfer Date	Apr 1, 2025
Prior Transfer Doc	0202500492
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONITEAU MO
Recording Date	Oct 29, 2025
Property Address	408 STONNER ST, TIPTON, MO 65081-8446
Document Number	0202501914
Instrument Date	Oct 28, 2025
Instrument	202501914
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 STONNER ST, TIPTON, MO 65081-8446

Mortgage

Document Number	0202501915
Date	Oct 29, 2025
Instrument	202501915

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONITEAU MO
Recording Date	Apr 7, 2025
Property Address	408 STONNER ST, TIPTON, MO 65081-8446
Document Number	0202500492
Instrument Date	Jan 1, 2025
Instrument	202500492
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 833, TIPTON, MO 65081-0833

Mortgage

Document Number	0202500493
Date	Apr 7, 2025
Instrument	202500493

Lender

Name	THE TIPTON LATHAM BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	57 Months
Due	Jan 1, 2030

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONITEAU MO
Recording Date	Apr 13, 2022
Property Address	408 STONNER ST, TIPTON, MO 65081-8446
Document Number	0202200761
Instrument Date	Apr 13, 2022
Instrument	202200761
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 833, TIPTON, MO 65081-0833

Mortgage

Document Number	0202200762
Date	Apr 13, 2022
Instrument	202200762

Lender

Name	THE TIPTON LATHAM BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	62 Months
Due	Jun 13, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 408 Stonner St was $974, up 9.4% from the year before.

Source: Moniteau County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Moniteau County
Municipality	Tipton City
Unified School District	Tipton R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,490 (-)
2025	$974.00 (+9.44%)	$15,490 (-)	$81,500 Land $16,500 Building $65,000
2024	$890.00 (+0.45%)	$15,490 (-)
2023	$886.00 (-94.08%)	$15,490 (-)	$81,500 Land $16,500 Building $65,000
2022	$14,967.00	$15,490
2021			$81,500 Land $16,500 Building $65,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 408 Stonner St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 3, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Stonner St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TIPTON PWS serves 2,861 people · EPA ID MO3010791
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Co-Mo Connect Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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