408 Stonegate Ln, Stanhope, NJ 07874 Property Records

Sussex County and Stanhope Borough property record for 408 Stonegate Ln, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,080 sqft · built 1975
Lot Size	0.013 acres (574 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Sep 2019)
Tax Bill	$6,729 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-11701-0000-00013-18-C0408`

Property Details

APN / Parcel Number

Primary APN	`19-11701-0000-00013-18-C0408`
Alternative APN	`19117010000000130018 C0408`

Interior

Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Condo/Apartment
Lot Area	574 sqft (0.013 acres)

Location & Zoning

Street Address	408 STONEGATE LN
City	STANHOPE
State	NJ
Zip	07874-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HR
Legal Description	STONEGATE VILLAGE BLDG 4 UNIT 408 UNIT C3 35
Legal Subdivision	STONEGATE VILLAGE CONDO BLDG 4
Legal Block	11701
Legal Lot Number	13.18
Jurisdiction	SUSSEX NJ
Township / Civil Division	STANHOPE
Census Block Group	2
Census Block	2006
Census Tract	374600

Owner

408 Stonegate Ln is owned and occupied by an individual who bought it in September 2019.

Source: Sussex County and Stanhope Borough records, as of July 6, 2026

Owner of Record	Individual Name on File
Mailing Address	408 STONEGATE LN, STANHOPE, NJ 07874-2718
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · Line of Credit P N C BANK NA
May 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 4, 2019	Grant Deed, Transfer · Conventional Mortgage HOME PT FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 4, 2019 · Amount on File
Deed Sale	Sep 4, 2019 · Amount on File
Prior Sale	Oct 2, 1998 · Amount on File
Deed Document Number	201910170930
Deed Book / Page	3530 / 240
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Recording Date	Jun 3, 2026
Property Address	408 STONEGATE LN, STANHOPE, NJ 07874-2718
Document Number	0000010317
Book / Page	10459 / 158
Instrument Date	May 21, 2026
Instrument	202610317
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 STONEGATE LN, STANHOPE, NJ 07874-2718

Mortgage

Document Number	0000010317,
Date	Jun 3, 2026
Book Page	10459/158
Instrument	202610317

Lender

Name	P N C BANK NA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jun 10, 2066

Interest

Rate	6.23%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	408 STONEGATE LN, STANHOPE, NJ 07874-2718
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099490494
Date	May 18, 2021
Book Page	9949/494
Instrument	20210518010126480

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Sep 4, 2019
Property Address	408 STONEGATE LN, STANHOPE, NJ 07874-2718
Document Number	0035300240
Book / Page	003530 / 000240
Instrument Date	Jul 14, 2019
Instrument	170930
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 STONEGATE LN STANHOPE NJ 078742718, STANHOPE, NJ 07874-2718

Mortgage

Document Number	97320967
Date	Sep 4, 2019
Book Page	009732/000967
Instrument	170940

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 408 Stonegate Ln was $6,729, up 3.2% from the year before.

Source: Sussex County and Stanhope Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Stanhope Borough
Secondary School District	Lenape Valley Regional School District (09 - 12)
Elementary School District	Stanhope Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$291,000 (+101.52%) Land $95,000 Building $196,000	$291,000 (+101.52%) Land $95,000 Building $196,000
2025	$6,729.00 (+3.24%)	$144,400 Land $45,000 Building $99,400	$144,400 Land $45,000 Building $99,400
2024	$6,518.00
2023		$144,400 Land $45,000 Building $99,400	$144,400 Land $45,000 Building $99,400
2022	$6,243.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Stonegate Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Stonegate Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANHOPE W DEPT serves 3,730 people · EPA ID NJ1919001
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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