408 Stanley Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 408 Stanley Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,385 sqft · built 1953
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on File
Last Sale	$69,000 (Dec 1994)
Tax Bill	$1,374 (2025)
Deeds & Mortgages	May 2023 Mortgage Oct 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00-00-31-128A-0034-0000`

Property Details

APN / Parcel Number

Primary APN	`00-00-31-128A-0034-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,385 sqft Heated Area
Gross Area	2,347 sqft
1st Floor Area	1,385 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1990
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,000 sqft (0.413 acres)
Lot Dimensions	200 ft deep x 90 ft wide
Garage Area	210 sqft
Porch	Enclosed Porch
Porch Area	517 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	408 STANLEY DR
City	FERNANDINA BEACH
State	FL
Zip	32034-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 34 IN OR 720 PG 1239 FOREST HILLS #1 PB 2/76
Legal Range	28E
Legal Township	03N
Legal Section	18
Legal Subdivision	FOREST HILLS #1
Legal Lot Number	34
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	3
Census Block	3005
Census Tract	50102

Owner

408 Stanley Dr is owned and occupied by an individual who bought it in December 1994.

Source: Nassau County records, as of January 26, 2026

Owner of Record	Individual Name on File
Mailing Address	408 STANLEY DR, FERNANDINA BEACH, FL 32034-2438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 8, 2018	Deed of Trust, Mortgage · Line of Credit CAPITAL ONE BANK NA
Jul 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 1994 · Amount on File
Deed Sale	Dec 27, 1994 · Amount on File
Deed Document Number	0007201239
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	408 STANLEY DR, FERNANDINA BEACH, FL 32034-2438
Transaction Type	Mortgage
Record Updated	Jun 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 STANLEY DR, FERNANDINA BEACH, FL 32034-2438

Mortgage

Document Number	0026420531
Date	May 23, 2023
Book Page	2642/531
Instrument	202345015486

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2033

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	408 STANLEY DR, FERNANDINA BEACH, FL 32034-2438
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025031413
Date	Oct 8, 2021
Book Page	2503/1413
Instrument	202145037715

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	408 STANLEY DR, FERNANDINA BEACH, FL 32034-2438
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024421624
Date	Mar 16, 2021
Book Page	2442/1624
Instrument	202145009182

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	408 STANLEY DR, FERNANDINA BEACH, FL 32034-2438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021690116
Date	Jan 8, 2018
Book Page	2169/0116
Instrument	201800711

Lender

Name	CAPITAL ONE BANK NA
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	408 STANLEY DR, FERNANDINA BEACH, FL 32034-2438
Document Number	0023781969
Instrument Date	Jul 19, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 STANLEY DR FERNANDINA BEACH FL 320342438, FERNANDINA BEACH, FL 32034-2438

Mortgage

Document Number	0023781969
Date	Jul 24, 2020
Book Page	002378/001969
Instrument	45022968

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 23, 2035

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	408 STANLEY DR, FERNANDINA BEACH, FL 32034-2438
Document Number	0023170563
Instrument Date	Nov 1, 2019
Transaction Type	Mortgage
Record Updated	Dec 9, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 STANLEY DR FERNANDINA BEACH FL 320342438, FERNANDINA BEACH, FL 32034-2438

Mortgage

Document Number	0023170563
Date	Nov 7, 2019
Book Page	002317/000563
Instrument	45035703

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 6, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 408 Stanley Dr was $1,374 with a homeowner's exemption.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Municipality	Fernandina Beach City
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,374.00 Homeowner's exemption	$118,179	$391,492 Land $225,000 Building $166,492
2023	$1,317.00 Homeowner's exemption	$111,503	$377,988 Land $225,000 Building $152,988

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 408 Stanley Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 100 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	100 in force
Nearby Flood Claims	4 (2016–2022)
Most Recent Claim	Nov 2022 · Hurricane Nicole

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 408 Stanley Dr is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNANDINA BEACH WTP serves 21,925 people · EPA ID FL2450364
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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