Marion County property record for 408 Spring St, Monteagle, TN 37356
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 975 sqft · built 1940 |
| Lot Size | 0.313 acres (13,650 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $22,000 (Nov 2019) |
| Tax Bill | $323 (2023) |
| Deeds & Mortgages | Nov 2021 Mortgage Nov 2020 Loan Modification + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 022K-B-003.00 |
| Primary APN | 022K-B-003.00 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 975 sqft Living Area |
| 1st Floor Area | 975 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,650 sqft (0.313 acres) |
| Lot Dimensions | 150 ft deep x 91 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Finished/Open Porch |
| Porch Area | 184 sqft |
| Utility Building | 1 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 408 SPRING ST |
|---|---|
| City | MONTEAGLE |
| State | TN |
| Zip | 37356-3084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GIS 2001/22K-37.00 TL 91X150 |
| Jurisdiction | MARION TN |
| Township / Civil Division | 2 |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 50302 |
Source: Marion County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 964, DECHERD, TN 37324-0964 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 16, 2021 | Deed of Trust, Mortgage SMARTBANK |
| Nov 12, 2020 | Loan Modification, Mortgage CITIZENS CMNTY BK |
| Nov 21, 2019 | Warranty Deed, Transfer CITIZENS COMMUNITY BANK |
| Jul 19, 2019 | Special Master Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2019 · Amount on Record |
| Deed Sale | Nov 21, 2019 · Amount on Record |
| Prior Sale | Jul 19, 2019 · Amount on Record |
| Deed Document Number | 20194462 |
| Deed Book / Page | 520 / 1589 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARION TN |
| Property Address | 408 SPRING ST, MONTEAGLE, TN 37356-3084 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 508 NORTH VINE STREET, RELIANCE, TN 37369 |
| Document Number | 553204 |
|---|---|
| Date | Nov 16, 2021 |
| Book Page | 553/204 |
| Instrument | 21006426 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Address | TULLAHOMA, TN 37388 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 10, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MARION TN |
| Property Address | 408 SPRING ST, MONTEAGLE, TN 37356-3084 |
| Document Number | 534877 |
| Instrument Date | Nov 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 24, 2020 |
| Title Company | SOUTHERN TN TITLE AND ESCROW LLC, SOUTHERN TN TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 408 SPRING ST MONTEAGLE TN 373563084, MONTEAGLE, TN 37356-3084 |
| Document Number | 534877 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 000534/000877 |
| Instrument | 4933 |
| Name | CITIZENS CMNTY BK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Nov 15, 2021 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARION TN |
| Recording Date | Nov 21, 2019 |
| Property Address | 408 SPRING ST, MONTEAGLE, TN 37356-3084 |
| Document Number | 5201589 |
| Book / Page | 520 / 1589 |
| Instrument Date | Nov 1, 2019 |
| Instrument | 19004462 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | SOUTHERN TENNESSEE T&E LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $81.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 964, DECHERD, TN 37324-0964 |
| Document Number | 19004463 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 19004463 |
| Name | CITIZENS COMMUNITY BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Nov 4, 2020 |
| Document Type | Special Master Deed |
|---|---|
| Jurisdiction | MARION TN |
| Recording Date | Jul 19, 2019 |
| Property Address | 408 SPRING ST, MONTEAGLE, TN 37356-3084 |
| Document Number | 5161078 |
| Book / Page | 516 / 1078 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 19002695 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $59.20 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 135, MONTEAGLE, TN 37356-0135 |
Source: Marion County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Marion County |
| Municipality | Monteagle Town |
| Unified School District | Marion County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,350 (-) Land $3,175 Building $15,175 | $73,400 (-) Land $12,700 Building $60,700 | |
| 2023 | $323.00 | $18,350 Land $3,175 Building $15,175 | |
| 2022 | $323.00 | ||
| 2021 | $73,400 Land $12,700 Building $60,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 62% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTEAGLE PUBLIC UTILITY BOARD serves 4,179 people · EPA ID TN0000470 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ben Lomand Rural Telephone Cooperative Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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