York County property record for 408 Spivey Ln, Seaford, VA 23696
| Property Type | General Agricultural/Rural |
|---|---|
| Details | 4 bd · 4 ba · 5,523 sqft · built 2007 |
| Lot Size | 1.48 acres (64,469 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,070 (2025) |
| Deeds & Mortgages | Jul 2022 Line of Credit May 2022 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | V08D-2989-0861 |
| Primary APN | V08D-2989-0861 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 5,523 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Metal |
| Lot Area | 64,469 sqft (1.48 acres) |
| Garage Type | Attached |
| Garage Area | 1,488 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 1,470 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 10007933 |
|---|---|
| Street Address | 408 SPIVEY LN |
| City | SEAFORD |
| State | VA |
| Zip | 23696-2644 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > General Agricultural/Rural |
| Local Zoning Code | RESOURCE C |
| Legal Description | GREEN C O & JOHN F HUNT PLAT |
| Legal Subdivision | WILDEY - SPIVEY WATERFRONT |
| Jurisdiction | YORK VA |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 50402 |
Source: York County records, as of October 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 408 SPIVEY LN, SEAFORD, VA 23696-2644 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2022 | Deed of Trust, Mortgage · Line of Credit BAYPORT CREDIT UNION |
| May 16, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 408 SPIVEY LN, SEAFORD, VA 23696-2644 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013068 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 220013068 |
| Name | BAYPORT CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YORK VA |
| Property Address | 408 SPIVEY LN, SEAFORD, VA 23696-2644 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000008062 |
|---|---|
| Date | May 16, 2022 |
| Instrument | 220008062 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.63% |
Source: York County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | York County |
| Unified School District | York County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,034,600 (+21.3%) Land $311,100 Building $723,500 | ||
| 2025 | $8,070.00 (+22.89%) | $1,034,600 (+21.3%) Land $311,100 Building $723,500 | |
| 2023 | $6,567.00 | $852,900 Land $323,300 Building $529,600 | $852,900 Land $323,300 Building $529,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 300 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 300 in force |
| Nearby Flood Claims | 419 (1978–2016) |
| Claims Outside the SFHA | 25 of 419 |
| Most Recent Claim | Oct 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
May also be available: Cox Communications.
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