Cumberland County and Millville City property record for 408 Spencer Pl, Millville, NJ 08332
| Property Type | Single Family Home |
|---|---|
| Details | 2,288 sqft · built 2005 |
| Lot Size | 2.99 acres (130,343 sqft) |
| Owner | Individual Name on File |
| Last Sale | $198,000 (Oct 2016) |
| Tax Bill | $8,307 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 2-264700 |
| Primary APN | 2-264700 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,288 sqft Living Area |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 130,343 sqft |
| Lot Dimensions | 86 ft deep x 240 ft wide |
| Garage Type | Attached |
| Account Number | 2-264700 |
|---|---|
| Street Address | 408 SPENCER PL |
| City | MILLVILLE |
| State | NJ |
| Zip | 08332-1784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MANOR ESTATES PH III |
| Legal Block | 402 |
| Legal Lot Number | 41 |
| Jurisdiction | CUMBERLAND NJ |
| Township / Civil Division | MILLVILLE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 30401 |
408 Spencer Pl is owned and occupied by an individual who bought it in October 2016.
Source: Cumberland County and Millville City records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 408 SPENCER PL, MILLVILLE, NJ 08332-1784 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 14, 2016 · Amount on File |
| Deed Sale | Oct 14, 2016 · Amount on File |
| Prior Sale | Jan 9, 2006 · Amount on File |
| Deed Document Number | 2016517643 |
| Deed Book / Page | 4146 / 892 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 408 Spencer Pl was $8,307, up 3.3% from the year before.
Source: Cumberland County and Millville City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cumberland County |
| Municipality | Millville City |
| Unified School District | Millville City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $204,800 (-) Land $40,600 Building $164,200 | $204,800 (-) Land $40,600 Building $164,200 | |
| 2025 | $8,307.00 (+3.35%) | $204,800 Land $40,600 Building $164,200 | $204,800 Land $40,600 Building $164,200 |
| 2024 | $8,038.00 | ||
| 2023 | $204,800 Land $40,600 Building $164,200 | $204,800 Land $40,600 Building $164,200 | |
| 2022 | $7,763.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 408 Spencer Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 408 Spencer Pl is moderate, ranking above 44% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · above 63% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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