Guilford County property record for 408 Smith St, High Point, NC 27260
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1918 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $596 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Dec 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 7800541931-000 |
| Primary APN | 7800541931-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| Gross Area | 1,118 sqft |
| 1st Floor Area | 1,040 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1958 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Area | 324 sqft |
| Porch | Enclosed/Finished Porch |
| Porch Area | 254 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1931776001 |
|---|---|
| Street Address | 408 SMITH ST |
| City | HIGH POINT |
| State | NC |
| Zip | 27260-5324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-16 |
| Legal Description | 13 B4 PB 2-98 408 SMITH ST PL:2-98 |
| Legal Township | 18 |
| Legal Subdivision | SNOW PK PEOPLES REALTY CO |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | GUILFORD NC |
| Township / Civil Division | HIGH POINT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13900 |
Source: Guilford County records, as of September 9, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 408 SMITH ST, HIGH POINT, NC 27260-5324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Dec 22, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 9, 1989 |
| Deed Sale | Jun 9, 1989 |
| Deed Book / Page | 3741 / 1170 |
| Last Transfer Date | Dec 4, 2020 |
| Transfer Doc | 0083811753 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUILFORD NC |
| Property Address | 408 SMITH ST, HIGH POINT, NC 27260-5324 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2021 |
| Name | Verified Name |
|---|---|
| Address | 405 SMITH ST, HIGH POINT, NC 27260-5323 |
| Document Number | 0084151084 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 8415/1084 |
| Instrument | 2021016438 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | HIGH POINT, NC 27260 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Feb 8, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | GUILFORD NC |
| Recording Date | Dec 22, 2020 |
| Property Address | 408 SMITH ST, HIGH POINT, NC 27260-5324 |
| Document Number | 0083811753 |
| Book / Page | 008381 / 001753 |
| Instrument Date | Dec 7, 2020 |
| Instrument | 83196 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 408 SMITH ST HIGH POINT NC 272605324, HIGH POINT, NC 27260-5324 |
Source: Guilford County assessment roll, as of September 9, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Guilford County |
| Municipality | High Point City |
| Unified School District | Guilford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $596.00 | $43,300 (-) Land $11,000 Building $32,300 | $43,300 (-) Land $11,000 Building $32,300 |
| 2024 | $596.00 (+2.23%) | ||
| 2023 | $583.00 | $43,300 Land $11,000 Building $32,300 | $43,300 (-) Land $11,000 Building $32,300 |
| 2022 | $43,300 Land $11,000 Building $32,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HIGH POINT serves 118,662 people · EPA ID NC0241020 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures