408 Sherman Ave, Frederick, MD 21701 Property Records

Frederick County property record for 408 Sherman Ave, Frederick, MD 21701

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,634 sqft · built 1986
Lot Size	0.133 acres (5,800 sqft)
Owner	Individual Name on Record
Last Sale	$257,500 (Jan 2020)
Tax Bill	$5,443 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-133881`

Property Details

APN / Parcel Number

Primary APN	`02-133881`
Alternative APNs	`2133881` `133881`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,634 sqft Living Area
1st Floor Area	864 sqft
Basement Area	770 sqft
Finished Basement	770 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,800 sqft (0.133 acres)
Lot Dimensions	145 ft deep x 40 ft wide
Porch	Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal

Location & Zoning

Account Number	133881
Street Address	408 SHERMAN AVE
City	FREDERICK
State	MD
Zip	21701-6322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LOT 38- 40 X 145 SF SHERMAN AVE. FREDERICK
Legal Subdivision	WERTHEIMERS ADD/FREDERICK
Legal Lot Number	38
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3007
Census Tract	765100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5000 RUSSETT RD, ROCKVILLE, MD 20853-2965
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage INTEGRITY HOME MORTGAGE CORP
Jan 21, 2020	Deed, Transfer · Conventional Mortgage GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2020 · Amount on Record
Deed Sale	Jan 21, 2020 · Amount on Record
Prior Sale	Mar 13, 2013 · Amount on Record
Deed Book / Page	13476 / 109
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	408 SHERMAN AVE, FREDERICK, MD 21701-6322
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	408 SHERMAN AVE, FREDERICK, MD 21701-6322

Mortgage

Document Number	0143910033
Date	Dec 23, 2020
Book Page	14391/33

Lender

Name	INTEGRITY HOME MORTGAGE CORP
Type	Mortgage Company
Address	WINCHESTER, VA 22602

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 21, 2020
Property Address	408 SHERMAN AVE, FREDERICK, MD 21701-6322
Document Number	0134760109
Book / Page	13476 / 0109
Map Reference	MB 3 FO 35
Instrument Date	Jan 3, 2020
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SETTLEMENT MATTERS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty

Mortgage

Document Number	134760114
Date	Jan 21, 2020
Instrument	13476/0114

Lender

Name	GEORGE MASON MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,333 (+34.32%)	$332,200 (+13.22%) Land $154,000 Building $178,200
2025	$5,443.00 (+3%)
2023	$4,187.00	$228,067	$293,400 Land $128,200 Building $165,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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