408 Severin Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 408 Severin Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,135 sqft · built 1949
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,000 (May 2019)
Tax Bill	$3,296 (2026)
Deeds & Mortgages	Nov 2020 Mortgage May 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-001-020-000`

Property Details

APN / Parcel Number

Primary APN	`116-001-020-000`
Alternative APNs	`1160120000` `1160120`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,135 sqft Living Area
1st Floor Area	1,135 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Construction Type	Wood
Lot Area	7,405 sqft (0.17 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	408 SEVERIN AVE
City	MODESTO
State	CA
Zip	95354-1606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	COVENA PARK
Legal Block	3
Legal Lot Number	12
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	3
Census Block	3001
Census Tract	1900

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6816 CASTRO VERDE WAY, ELK GROVE, CA 95757-3400
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
May 20, 2019	Affidavit of Death, Transfer OLD REPUBLIC TITLE
May 20, 2019	Grant Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Oct 4, 2018	Grant Deed, Transfer · Conventional Mortgage RAQUEL M BARRAZA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2019 · Amount on Record
Deed Sale	May 20, 2019 · Amount on Record
Prior Sale	Oct 4, 2018 · Amount on Record
Deed Document Number	201931333
Prior Transfer Date	May 15, 2019
Prior Transfer Doc	0000031332
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	408 SEVERIN AVE, MODESTO, CA 95354-1606
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6616 CASTRO VERDE WAY, ELK GROVE, CA 95757-3406

Mortgage

Document Number	0000096636
Date	Nov 25, 2020
Instrument	2020-0096636

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

May 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	STANISLAUS CA
Recording Date	May 20, 2019
Property Address	408 SEVERIN AVE, MODESTO, CA 95354-1606
Document Number	0000031332
Instrument Date	May 15, 2019
Instrument	31332
Transaction Type	Transfer
Record Updated	May 31, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 LEE ST MODESTO CA 953540620, MODESTO, CA 95354-0620

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	May 20, 2019
Property Address	408 SEVERIN AVE, MODESTO, CA 95354-1606
Document Number	0000031333
Map Reference	VOL 14 PG 49
Instrument Date	May 14, 2019
Instrument	2019-0031333
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	OLD REPUBLIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	PO BOX 583062, ELK GROVE, CA 95758-0053

Mortgage

Document Number	0000031334
Date	May 20, 2019
Instrument	2019-0031334

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 4, 2018
Property Address	408 SEVERIN AVE, MODESTO, CA 95354-1606
Document Number	0000068529
Instrument Date	Sep 27, 2018
Instrument	68529
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$284.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1382 EMPIRE CA 953191382, EMPIRE, CA 95319-1382

Mortgage

Document Number	68530
Date	Oct 4, 2018
Instrument	68530

Lender

Name	RAQUEL M BARRAZA
Address	1948 TARAMEA LN, CERES, CA 95307-7146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$3,296.00 (+1.07%)	$284,452 (+2%) Land $159,294 Building $125,158
2025	$3,261.00 (+6.26%)	$278,875 (+4.04%) Land $156,171 Building $122,704
2023	$3,069.00 (+2.51%)	$268,048 Land $150,107 Building $117,941
2022	$2,994.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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